6E Rewards IndiGo HDFC Bank Credit Card

Following are the features and benefits of the 6E Rewards IndiGo HDFC Bank Credit Card in detail:

Welcome Benefit

• 1 complimentary flight ticket worth Rs. 1,500, 1 complimentary 6E Prime add-on priority check-in, choice of seat, and a complimentary meal.
• To get a complimentary flight ticket and 6E Prime add-on, you need to make a minimum of 3 transactions in each of the first 3 months from the date of the card issued.
• Joining fees should be realised.
• Offer not applicable for LTF & FYF card, and also in case the fee is reversed.
• Benefits can be availed on the IndiGo app.
• The validity of these benefits is 6 months from the date posted.
• To avail of the welcome benefits, the customer needs to activate the card within 30 days from the card opening date.

Reward Points Benefit

• 2.5 6E Rewards on spending per Rs. 100 on flight booking on the IndiGo app or website.
• 2 6E Rewards on spending per Rs. 100 on grocery, dining and entertainment. Grocery capping of 1000 Reward Points in a month is applicable.
• 1 6E Rewards on spending per Rs. 100 on all other categories.

Other Benefits

• Discounted convenience fee on IndiGo tickets (Rs. 150 per passenger).
• Good Food Trail Dining program at premium restaurants across top cities.
• Zero lost card liability in the unfortunate event of losing your 6E Rewards IndiGo HDFC credit card, on reporting it immediately to HDFC’s 24-hour call centre.
• Interest-free credit period up to 50 days, from the date of purchase.
• Revolving credit facility at nominal interest rate.
• Exciting offers and benefits curated by Mastercard from a wide range of categories including travel, dining, shopping and more.
• Convert a variety of purchases through your card into SmartEMI.
• Contactless payments, facilitating fast and secure payments at retail outlets.

• 1 6E Rewards = Rs. 1.
• Rewards earned will be transferred to your IndiGo account at the end of each month.
• Visit goindigo.in website or download the IndiGo app and log in using your registered mobile number and password.
• You can download the IndiGo app on your Android or iOS mobile device to redeem rewards.
• Rewards can be only redeemed through the IndiGo account on flight bookings and 6E Add-ons and services.
• 6E Rewards are valid for 2 years starting from the month in which rewards were posted.

The 6E IndiGo Rewards HDFC Bank Credit Card fees and charges are mentioned below in detail:

• Joining & annual fees: Rs. 500 + applicable taxes.
• Add-on-card fee: Not applicable.
• Foreign currency transactions: Cross currency markup of 3.5% on the transaction value.
• Cash advance charges: 2.5% on the amount withdrawn or Rs. 500, whichever is higher.
• Late fee for Insta Jumbo loans: Rs. 500 + GST.
• Charges on over-limit account: 2.5% of the over-limit amount (minimum Rs. 550).
• Payment return charges: 2% of the payment amount (minimum Rs. 450).
• Cash processing fee: Rs. 100 for all card payments by depositing in HDFC Bank branches or ATMs.
• Rewards redemption fee: Rs. 99 per redemption request.
• Balance transfer processing fees: 1% of the transfer amount or Rs. 250, whichever is higher.
• Railway ticket purchase fee: 1% of the transaction amount + GST.
• Duplicate physical statement charges: Rs. 10 per duplicate physical statement.
• Insta Loan, Jumbo Loan, and Smart EMI processing fees: Up to Rs. 999 + GST.
• Insta Loan, Jumbo Loan, and Smart EMI preclosure charges: 3% of the balance principal outstanding.
• Reissuance of lost/ stolen/ damaged card: Rs. 100 per card reissued.
• Outstation cheque processing charge: Rs. 25 for cheque value up to Rs. 5,000 & Rs. 50 for above Rs. 5,000.
• Finance charges for revolving credit & cash advances: 3.60% p.m. (43.20% p.a.)
• Card validation charges at the domestic lounge: Rs. 2.
• Rent pay transactions: 1% fee on transaction amount from the second transaction for the month.
• Dynamic currency conversion markup fee: 1%.

Below are the 6E Rewards IndiGo HDFC Bank Credit Card eligibility criteria:

• Citizenship: The applicant must be a resident of India.
• Age: A self-employed applicant must be aged between 21 to 65 years and a salaried applicant must be aged between 21 to 60 years. The age of the add-on cardholder should be at least 15 years.
• Occupation: The applicant must be a salaried or self-employed individual.
• Income: The salaried individual must be earning a gross monthly income of at least Rs. 50,000 whereas the self-employed applicant’s minimum income tax return (ITR) should be above Rs. 7.2 Lakhs per annum.

You need to submit the following documents to apply for a 6E Rewards IndiGo HDFC Bank Credit Card:

• Duly filled and signed credit card application form.
• 2 recent passport-sized photographs.
• Copy of Form 60 and PAN Card.
• Identity proof such as an Aadhaar Card, PAN Card, or Driving Licence.
• Address proof like PAN Card, Aadhaar Card, Passport, or Utility Bills.
• Proof of income including Form 16, latest salary slips or income tax returns.

You can apply for a 6E Rewards IndiGo HDFC Bank Credit Card online through our portal by following the steps mentioned below:

• Click on the ‘Credit Cards’ tab on the homepage of our website.
• Then, select ‘HDFC Credit Card’ from the dropdown menu and select the desired card.
• Click the ‘Apply Credit Card’ button.
• Enter the required details, such as your personal and professional details.
• Verify your mobile number with an OTP.
• You will receive a call from our credit card expert soon to assist you in completing the credit card application process.

Apart from 6E Rewards IndiGo HDFC Credit Card, HDFC Bank offers the following credit cards:

• IndianOil Credit Card
• Freedom Credit Card
• Millennia Credit Card
• HDFC INFINIA Credit Card
• HDFC Diners Black Credit Card
• Paytm HDFC Bank Credit Card
• Paytm HDFC Bank Select Credit Card
• Paytm HDFC Bank Mobile Credit Card
• HDFC Regalia Credit Card
• Diners Club Privilege Credit Card
• MoneyBack+ Credit Card
• HDFC MoneyBack Credit Card
• Regalia First Credit Card
• Swiggy HDFC Credit Card
• Shoppers Stop HDFC Credit Card
• Flipkart Wholesale HDFC Credit Card
• Corporate Platinum Credit Card
• Tata Neu Plus HDFC Bank Credit Card
• Diners ClubMiles Credit Card
• Platinum Times Card
• Titanium Times Card6E Rewards – IndiGo HDFC Bank Credit Card
• 6E Rewards XL- India
• Go HDFC Bank Credit Card
• InterMiles HDFC Bank Diners Club Credit card
• InterMiles HDFC Bank Signature Credit card
• InterMiles HDFC Bank Platinum Credit card
• Paytm HDFC Bank Business Credit Card
• Paytm HDFC Bank SELECT Business Credit Card
• Business Regalia
• Business MoneyBack Credit Card
• Best Price Save Max HDFC Bank Credit Card
• Best Price Save Smart HDFC Bank Credit Card
• CSC Small Business MoneyBack
• All Miles Credit Card
• Bharat Credit Card
• Business Bharat Credit Card
• Business Freedom Credit Card
• Business Gold Credit Card
• Business Platinum Credit Card
• Business Regalia First Credit Card
• Diners Club Premium Credit Card
• Diners Club Rewardz Credit Card
• Doctor’s Regalia Credit Card
• Doctor’s Superia Credit Card
• JetPrivilege HDFC Bank Select / Titanium
• Platinum Edge Credit Card
• Platinum Plus Credit Card
• Solitaire Credit Card
• Superia Credit Card
• Teachers Platinum Credit Card
• Titanium Edge Credit Card
• Visa Signature Credit Card
• World MasterCard Credit Card