Axis Bank My Zone Credit Card

Axis Bank MY ZONE credit card has many benefits and features. Mostly customers who do online shopping prefer to have this as a shopping credit card. The My Zone Card key features are as following:

• Complimentary Annual SonyLiv Premium Subscription of Rs. 999
• Flat Rs.120 off on Swiggy on minimum spends of Rs. 500, applicable twice a month (Max discount upto Rs.240 per month).
• Buy one get one free on movie tickets (100% off on second ticket at Paytm Movies. Maximum Discount Rs. 200 per calendar month)
• Upto Rs.1000 off on AJIO on minimum spends of Rs. 2999 on select styles.
• 4 Complimentary Lounge access within India per year
• 4 EDGE REWARDS points per Rs. 200 spent. Not applicable on fuel, movie, Insurance, Wallet, Rent, Utilities, Education, Government Institutions and EMI transactions
• Dining delights offering upto 15% upto Rs.500 off at partner restaurants in India
• 1% Fuel Surcharge waiver at all petrol pumps across the country for spends from Rs.400-Rs.4000.
• Joining Fees: Rs. 500/- only
• Annual Fees : NIL (1st Year)
  Rs. 500 (2nd year onwards)/- only

Following are the details of Axis Bank MY ZONE credit card charges:

• Joining fee: Rs. 500
• Annual fee:  NIL (1st Year) and 2nd Year onwards: Rs. 500
• Joining and annual fees for Add-on card: Nil
• Hotlisting charges: Nil
• Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived
• Cash payment fee: Rs. 100
• Card replacement fee: Rs. 100
• Finance charges for retail purchases & cash: 3.4% per month (49.36% p.a.)
• Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
• Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
• Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
• Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
• Foreign currency transaction fee: MY ZONE credit card charges 3.50% of the transaction value as forex charges.
• Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
• GST: As per existing Government norms.

Following are the Axis Bank MY ZONE credit card eligibility criteria in detail:

• Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
• The Primary cardholder must be aged between 18 and 70 years.
• The Add-on cardholder should be above 15 years of age.

If you are looking for Axis Bank MY ZONE credit card apply online with the following documents:

• A copy of PAN card or Form 60
• Recent coloured photograph
• Income proof: Recent Payslip/ Form 16/ ITR copy
• Residence proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill
• Identity proof: Passport/ Driving License/ PAN Card/ Aadhaar Card