Paytm HDFC Bank Credit Card

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Paytm HDFC Bank
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Paytm HDFC Bank credit card helps you maximise the benefits of dine-in, movies, online shopping, travel, hotels and fuel spending. It offers rewards on many of the most-used spend categories for a retail user including groceries, food delivery and daily commute. You can save up to 5% on your personal spending of Rs. 5 Lakhs a year with this card.

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Paytm HDFC Bank Select Credit Card 146x92

Key Highlights of Paytm HDFC Credit Card

The key highlights of the Paytm HDFC Bank credit card are given below:

Joining Fee Rs. 500 + GST
Annual Fee Rs. 500 + GST
Key Benefits 3% cashback on all purchases on Paytm, complimentary Paytm First membership and 1% fuel surcharges waiver
Welcome Benefit Complimentary Paytm First membership.
Dining Benefit Up to 20% discount on partner restaurants via Dineout

Features & Benefits of Paytm HDFC Credit Card

Welcome Benefits:

  • As a welcome gift, Paytm HDFC credit card holders are entitled to a complimentary Paytm First membership.
  • Exclusive benefits over and above the regular offers.
  • To avail of the offer, a user has to do a minimum transaction of Rs. 100.

Cashback Benefits:

  • A Paytm HDFC Bank Credit Card user can qualify for the milestone benefit, earning up to Rs 1,200 cashback annually as the credit card fetches a cashback of 1% on spending Rs 10,000 a month.
  • 3% cashback on all purchases on Paytm (movies, recharge, utility, Mini app). The maximum cap is Rs. 500 per calendar month.
  • 2% cashback on all other Paytm spends. The maximum cap is Rs. 500 per calendar month.
  • 1% cashback on all other retail transactions (excluding fuel, rental, EMIs, and government spends). The maximum cap is Rs. 1,000 per calendar month.
  • Cashback is not applicable for fuel spends, wallet loads, rental spends, EMI spends, and government spends.

Dining Benefit

  • Up to 20% discount on partner restaurants through Dineout while using the HDFC Bank Credit Card.

Fuel Surcharge Waiver:

  • Paytm HDFC credit card provides a 1% fuel surcharge on all fuel transactions.
  • Offer valid on a minimum transaction of Rs. 400 and a maximum of Rs. 5,000.
  • The maximum waiver available is up to Rs. 250 per statement cycle.

Other Benefits:

  • Up to 50 days of interest-free credit on credit card.
  • Up to 4 complimentary add-on cards.
  • Zero-cost liability in case you lose or misplace the card.

Joining & Annual Fees:

  • Joining membership fee: Rs. 500 + GST. Waived on spending Rs. 30,000 (Non-EMI spends) within the first 90 days.
  • Renewal membership fee: Rs. 500 + GST. Waived on spending Rs. 50,000 (Non-EMI spends) in 12 months.

Fees & Charges

Paytm HDFC Credit Card Fees & Charges

  • Joining Membership Fee: Rs. 500 + GST. Waived on spending Rs. 30,000 (Non-EMI spends) within the first 90 days.
  • Renewal Membership Fee: Rs. 500 + GST. Waived on spending Rs. 50,000 (Non-EMI spends) in 12 months.
  • Rental Payments: 1% fee will be applicable on rental transactions from the second rental transaction onwards of the same calendar month.
  • International DCC Transactions: 1% mark-up fee to be levied on international DCC Transactions.
  • Goods and Services Tax (GST): Effective 1st July 2017, GST is applicable on all Fees, Charges and Interest transactions.

Eligibility Criteria

Paytm HDFC Bank Credit Card Eligibility

A user can check the eligibility for a Paytm HDFC credit card through the Paytm mobile application or the Paytm web portal by logging in with their respective mobile number and providing the requisite details such as PAN, Aadhaar for the proof of address and proof of identity.

Some Other HDFC Bank Credit Cards

Apart from Paytm HDFC Credit Card, HDFC Bank offers the following credit cards:

  • HDFC IndianOil Credit Card
  • HDFC Millennia Credit Card
  • HDFC INFINIA Credit Card
  • HDFC Diners Club Credit Card
  • Freedom Credit Card
  • Swiggy HDFC Credit Card
  • Shoppers Stop HDFC Credit Card
  • Flipkart Wholesale HDFC Credit Card
  • Corporate Platinum Credit Card
  • Tata Neu Plus HDFC Bank Credit Card
  • Paytm HDFC Bank Select Credit Card
  • Paytm HDFC Bank Mobile Credit Card
  • HDFC Regalia Credit Card
  • Diners Club Privilege Credit Card
  • MoneyBack+ Credit Card
  • MoneyBack Credit Card
  • Regalia First Credit Card
  • Diners ClubMiles Credit Card
  • Platinum Times Card
  • Titanium Times Card6E Rewards – IndiGo HDFC Bank Credit Card
  • 6E Rewards XL- India
  • Go HDFC Bank Credit Card
  • InterMiles HDFC Bank Diners Club Credit card
  • InterMiles HDFC Bank Signature Credit card
  • InterMiles HDFC Bank Platinum Credit card
  • Paytm HDFC Bank Business Credit Card
  • Paytm HDFC Bank SELECT Business Credit Card
  • Business Regalia
  • HDFC Business MoneyBack Credit Card
  • Best Price Save Max HDFC Bank Credit Card
  • Best Price Save Smart HDFC Bank Credit Card
  • CSC Small Business MoneyBack
  • All Miles Credit Card
  • Bharat Credit Card
  • Business Bharat Credit Card
  • Business Freedom Credit Card
  • Business Gold Credit Card
  • Business Platinum Credit Card
  • Business Regalia First Credit Card
  • Diners Club Premium Credit Card
  • Diners Club Rewardz Credit Card
  • Doctor’s Regalia Credit Card
  • Doctor’s Superia Credit Card
  • JetPrivilege HDFC Bank Select / Titanium
  • Platinum Edge Credit Card
  • Platinum Plus Credit Card
  • Solitaire Credit Card
  • Superia Credit Card
  • Teachers Platinum Credit Card
  • Titanium Edge Credit Card
  • Visa Signature Credit Card
  • World MasterCard Credit Card
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Paytm HDFC Bank Credit Card FAQs

The annual fee for Paytm HDFC credit card is Rs 500 + GST.

No. You’ll not receive reward points on EMI transactions done through a Paytm HDFC credit card. However, a user can avail any cashback of discount offers that are attached alongside an EMI transaction by the seller.

The interest-free period of the HDFC Paytm credit card is up to 50 days. The maximum interest-free period can be availed on the day of credit card bill generation.

Yes. There is an annual charge of Rs. 500 on the Paytm HDFC credit card.