Shoppers Stop HDFC Bank Credit Card

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Shoppers Stop HDFC
Bank Credit Card

HDFC Shoppers Stop credit card offers attractive rewards on all your spending. This card lets you earn 3% reward points on every SS Spends. Maximum cashback is limited to Rs 500 for SS brands and Rs 1,000 per month for other spends, a 1% fuel surcharge waiver, and much more.

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Shoppers Stop HDFC Bank Credit Card 800b6cf2b8

Updated: 08-05-2024 04:29:26 PM

Key Highlights of Shoppers Stop HDFC Bank Credit Card

Annual Fee Rs 299 + GST
Renewal Fee Rs 299 + GST
Key Benefits Earn Rs 500 per month on minimum purchase of Rs 15,000 on SS brands over the weekend. This benefit is available once in a month and cam be availed for a maximum of 5 times in a calendar year, 1% fuel surcharge waiver, etc.
Reward Points Earn 3% reward points on every SS Spends, Other spends qualify for 1% reward points, Maximum cashback is limited to Rs 500 for SS brands and Rs 1,000 per month for other spends.
Welcome Benefits Rs 500 Shoppers Stop voucher is provided that can be redeemed with bills of any value
Foreign Currency Transaction Fee 2% of the transaction value
Age 21 - 65 years

Features & Benefits of Shoppers Stop HDFC Bank Credit Card

HDFC Bank Shoppers Stop credit card offers the following features and benefits:

Feature Shoppers Stop HDFC Bank Credit Card (Existing Customers) Shoppers Stop HDFC Bank Credit Card (Cards issued after 1 March 2024)
Joining Fee/Renewal Fee Lifetime Free Rs 299 + GST
Reward Type First citizen points Rewards points
Reward Benefit 1. For every Rs 150 spent on private label brands at Shoppers Stop, a card member can earn 6 FC points per month.

2. Other SS brands and other retail spends (except fuel & wallet top-ups) qualify for 2 FC points per Rs 150 spent.

3. There is an upper limit of 500 FC points in a month.

1. Earn 3% reward points on every SS Spends.

 

2. Other spends qualify for 1% reward points.

 

3. Maximum cashback is limited to Rs 500 for SS brands and Rs 1,000 per month for other spends.

Welcome Benefit A Rs 500 Shoppers Stop voucher is provided which can be redeemed on a minimum bill of Rs 3,000 A Rs 500 Shoppers Stop voucher is provided that can be redeemed with bills of any value.
Milestone Benefit 2,000 FC points are awarded on spending Rs 2 lakh in a calendar year Earn Rs 500 per month on minimum purchase of Rs 15,000 on SS brands over the weekend. This benefit is available once in a month and cam be availed for a maximum of 5 times in a calendar year.
Points Redemption Card members can redeem FC points at Shoppers Stop stores or its online platform. The value of 1 reward point is Re 1 if redeemed against the Shoppers Stop voucher. The redemption value of reward points for non-Shoppers Stop vouchers will be as per HDFC Bank’s reward redemption catalogue.
Fuel Surcharge Waiver
  • Under HDFC Shoppers Stop credit card benefits, you get ​a 1% fuel surcharge waiver across all fuel stations in India.
  • The minimum transaction amount should be Rs. 400 and the maximum Rs. 5,000.
  • The maximum waiver available is up to Rs. 250 per statement cycle.
Smart EMI
  • With the Smart EMI feature, convert your HDFC Bank credit card spending to SmartEMI at low and attractive interest rates.
  • A processing fee of up to Rs. 999 + GST will be levied.
  • In case of preclosure, 3% of the balance principal outstanding will be levied as preclosure charges.
Other Benefits
  • Link your credit card with UPI and avail of Scan and Pay for all your transactions.
  • The Shoppers Stop HDFC Bank card is enabled for contactless payments, enabling fast, convenient and secure payments at retail outlets.

Shoppers Stop HDFC Bank Credit Card Fee & Charges

The Shoppers Stop HDFC Bank credit card fees and charges are mentioned below in detail:

  • Joining fee: Rs 299 + GST
  • Renewal fee: Rs 299 + GST
  • Add-on card fee: Nil
  • Foreign currency markup: 1% of the transaction value
  • Finance charges for revolving credit & cash advances: 3.60% p.m. (43.20% p.a.)
  • Cash advance fee: 2.5% or Rs. 500, whichever is higher.
  • Railway ticket purchase fee: 1% of the transaction amount + GST. Reversed after the transaction.
  • Payment return charges: 2% of the payment amount (minimum Rs. 450).
  • Overlimit penalty: 2.5% of the over-limit amount (minimum Rs. 550).
  • Late fee for non-payment/ partial payment of Insta Jumbo loans: Rs. 500 + GST
  • Rewards redemption fee: Rs. 99 per redemption request
  • Cash processing fee: Rs. 100 for all card payments in HDFC Bank branches/ ATMs.
  • Balance transfer processing fee: 1% of the transfer amount or Rs. 250, whichever is higher.
  • Duplicate physical statement charges: Rs. 10 per duplicate physical statement
  • Insta Loan & Jumbo Loan processing fee: Rs. 999 + GST
  • Smart EMI processing fee: Rs. 999 + GST
  • Insta Loan, Jumbo Loan & Smart EMI pre-closure charges: 3% of the principal outstanding
  • Rent pay transaction fee: 1% fee of transaction amount.
  • Card validation charges: Rs. 2
  • Lost, stolen or damaged card re-issuance charges: Rs. 100
  • Outstation cheque processing fee: Rs. 25 for cheque value up to Rs. 5,000 & Rs. 50 for above Rs. 5,000.
  • Dynamic currency conversion markup fee: 1%

Shoppers Stop HDFC Bank Credit Card Eligibility

Below are the HDFC Bank Shoppers Stop credit card eligibility criteria:

For Salaried

  • Nationality: Must be Indian national.
  • Age: Minimum 21 years and maximum 60 years.
  • Net Monthly Income: More than Rs. 20,000.

​​​​​​​For Self-employed

  • Nationality: Must be Indian national.
  • Age: Minimum 21 years and maximum 65 years.
  • Income: Income Tax Returns (ITR) of more than Rs. 6 Lakhs per annum.

How to Apply for a Shoppers Stop HDFC Bank Credit Card?

If you want the Shopper Stop HDFC Bank credit card apply online either through the official website of the HDFC Bank or through our portal by following the steps given below:

  • Check your eligibility for the Shopper Stop HDFC Bank credit card.
  • Go to the Credit Cards section and choose your preferred card.
  • Enter all the required details.
  • Upload your documents as required for completing the application.

Some Other HDFC Bank Credit Card

Apart from Shoppers Stop HDFC Credit Card, HDFC Bank offers the following credit cards:

  • IndianOil Credit Card
  • Freedom Credit Card
  • Millennia Credit Card
  • HDFC INFINIA Credit Card
  • HDFC Diners Black Credit Card
  • Paytm HDFC Bank Credit Card
  • Paytm HDFC Bank Select Credit Card
  • Paytm HDFC Bank Mobile Credit Card
  • HDFC Regalia Credit Card
  • Diners Club Privilege Credit Card
  • MoneyBack+ Credit Card
  • HDFC MoneyBack Credit Card
  • Regalia First Credit Card
  • Swiggy HDFC Credit Card
  • Flipkart Wholesale HDFC Credit Card
  • Corporate Platinum Credit Card
  • Tata Neu Plus HDFC Bank Credit Card
  • Diners ClubMiles Credit Card
  • Platinum Times Card
  • Titanium Times Card6E Rewards – IndiGo HDFC Bank Credit Card
  • 6E Rewards XL- India
  • Go HDFC Bank Credit Card
  • InterMiles HDFC Bank Diners Club Credit card
  • InterMiles HDFC Bank Signature Credit card
  • InterMiles HDFC Bank Platinum Credit card
  • Paytm HDFC Bank Business Credit Card
  • Paytm HDFC Bank SELECT Business Credit Card
  • Business Regalia
  • Business MoneyBack Credit Card
  • Best Price Save Max HDFC Bank Credit Card
  • Best Price Save Smart HDFC Bank Credit Card
  • CSC Small Business MoneyBack
  • All Miles Credit Card
  • Bharat Credit Card
  • Business Bharat Credit Card
  • Business Freedom Credit Card
  • Business Gold Credit Card
  • Business Platinum Credit Card
  • Business Regalia First Credit Card
  • Diners Club Premium Credit Card
  • Diners Club Rewardz Credit Card
  • Doctor’s Regalia Credit Card
  • Doctor’s Superia Credit Card
  • JetPrivilege HDFC Bank Select / Titanium
  • Platinum Edge Credit Card
  • Platinum Plus Credit Card
  • Solitaire Credit Card
  • Superia Credit Card
  • Teachers Platinum Credit Card
  • Titanium Edge Credit Card
  • Visa Signature Credit Card
  • World MasterCard Credit Card
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Shoppers Stop HDFC Bank Credit Card FAQs

Yes, the HDFC Bank Shoppers Stop Credit Card gives you:

  • 6 First Citizen (FC) points for spending every Rs. 150 on Shoppers Stop private label brands.
  • Maximum limit capped at 500 FC points per month.
  • 2 FC points for spending every Rs. 150 on all other Shoppers Stop brands & other categories (except fuel & wallet).
  • 1 FC point = 60 paise.

Accumulated First Citizen Points will reflect in your Shoppers Stop membership account and can only be redeemed at Shoppers Stop outlets or digital stores.

No, the Shoppers Stop HDFC Bank card is not a lifetime free as it involves joining & renewal charges, although if you already have this card then it is still lifetime free credit card for you

Shoppers Stop First Citizen Points are a unique rewards metric system created for Shoppers Stop HDFC Bank credit cardholders only. You earn FC points on retail spending made through your card on fashion, beauty, and home décor as mentioned in the product features and benefits.

The Shoppers Stop HDFC Bank card can be used for online as well as offline purchases at Shoppers Stop outlets or digital stores. You earn Shoppers Stop First Citizen Points on all your spending.