HDFC BANK Personal Loan

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Personal Loan

HDFC Bank Personal Loan Interest Rates start from 10.65% p.a. Get instant Personal Loan up to Rs. 40 lakhs and also customer can avail upto Rs. 75 Lakh as per bank eligibility norms for multiple purposes. With minimum documents and easy to meet Personal Loan Eligibility Criteria, it is completely hassle free to apply for HDFC Personal Loan. You can instantly calculate EMI for the loan using EMI Calculator and get instant approval for an attractive interest rate on personal loan.

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Updated: 10-05-2024 11:09:29 AM

HDFC Bank Personal Loan Details

Loan Feature Details 
Interest Rate 10.65%
Purpose  All personal expenses including travel, medical emergencies, education and wedding
Loan Quantum  Rs. 50,000 – Rs. 40 Lakhs and also Rs. 75 Lakhs as per eligibility norms
Eligibility age
  • Minimum age: 21 years
  • Maximum age: 60 years at the end of loan tenure
Minimum income required Rs.25000 per month
Repayment tenure  Up to 7 Years
Processing Fees Upto Rs. 4999/-
Prepayment Charges  4% of principal outstanding for 13 – 24 months, 3% of principal outstanding for 25 – 36 months, and 2% of principal outstanding for above 36 months
Table of Contents: HDFC Bank Personal Loan [Hide]

Features & Benefits of HDFC Personal Loan

HDFC customers can get HDFC Pre-approved Personal Loan in just 10 seconds and regular loans in under 4 hours

  • Get a response within one day of submitting your document.
  • Customers have the option of getting personal loan security to cover the outstanding loan amounts.
  • Balance transfer option available at interest rates as low as 10.65%
  • Get 24×7 assistance for any queries on your personal loans.
  • Pre-approved HDFC Bank customer can get funds in 10 seconds.

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HDFC Bank Personal Loan FAQs

If you are a pre-approved HDFC Bank customer, you can get a loan within 10 seconds. For others, here are a few simple steps to follow:

  • Check your eligibility for the loan
  • Apply for the loan online
  • Upload necessary documents
  • Get your loan based on the terms in the sanction letter.

You can get HDFC Personal Loans within 4 hours if you fulfill all the eligibility criteria. Pre-approved loans are sanctioned within 10 seconds.

Post Dated Cheques or Security Cheques submitted for loan repayment but have not been encashed, will be retained by the HDFC Bank. If you wish to get your old Post Dated Cheques or Security Cheques back, you can request for the same at HDFC’s Retail Loan Service Center/via Phone Banking/ through email within 45 days from the date of requesting a change in repayment mode.