HDFC Bank Personal Loan Interest Rates start from 10.65% p.a. Get instant Personal Loan up to Rs. 40 lakhs and also customer can avail upto Rs. 75 Lakh as per bank eligibility norms for multiple purposes. With minimum documents and easy to meet Personal Loan Eligibility Criteria, it is completely hassle free to apply for HDFC Personal Loan. You can instantly calculate EMI for the loan using EMI Calculator and get instant approval for an attractive interest rate on personal loan.
Updated: 10-05-2024 11:09:29 AM
| Loan Feature | Details |
| Interest Rate | 10.65% |
| Purpose | All personal expenses including travel, medical emergencies, education and wedding |
| Loan Quantum | Rs. 50,000 – Rs. 40 Lakhs and also Rs. 75 Lakhs as per eligibility norms |
| Eligibility age |
|
| Minimum income required | Rs.25000 per month |
| Repayment tenure | Up to 7 Years |
| Processing Fees | Upto Rs. 4999/- |
| Prepayment Charges | 4% of principal outstanding for 13 – 24 months, 3% of principal outstanding for 25 – 36 months, and 2% of principal outstanding for above 36 months |
HDFC customers can get HDFC Pre-approved Personal Loan in just 10 seconds and regular loans in under 4 hours
Fill the form by clicking on Apply Now Button and compare latest Interest Rate of all Banks/NFBCs for Instant and Quick Personal Loan Disbursal.
If you are a pre-approved HDFC Bank customer, you can get a loan within 10 seconds. For others, here are a few simple steps to follow:
You can get HDFC Personal Loans within 4 hours if you fulfill all the eligibility criteria. Pre-approved loans are sanctioned within 10 seconds.
Post Dated Cheques or Security Cheques submitted for loan repayment but have not been encashed, will be retained by the HDFC Bank. If you wish to get your old Post Dated Cheques or Security Cheques back, you can request for the same at HDFC’s Retail Loan Service Center/via Phone Banking/ through email within 45 days from the date of requesting a change in repayment mode.
