L&T Finance Personal Loan

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Finance Personal Loan

Completely Digital Process & No Income Proof required L&T Finance offers Personal loan with appealing interest rates ranges from 11%-20%. Get a flexible repayment tenure of 12 to 48 months. Loan amount starts from Rs. 50,000 up to Rs. 15 Lakhs. Higher Loan amount approval for Salaried Customers. No Income Proof. Quick disbursal. Zero Paperwork. 100% Digital journey.


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Updated: 20-05-2024 03:35:47 PM

L&T Finance Personal Loan Details

Loan amount Rs. 50,000 to Rs. 15,00,000
Special offer Higher Loan amount approval for Salaried Customers
Rate of interest Starts from 11%-20% p.a.
Tenure 12 months to 48 months
Processing fee 1.75% to 2% of the loan amount
Age criteria 23 to 58 years
Documentations 100 % paperless journey, No Income Proof required
Purpose Education, home renovation, wedding, travel, medical or for general purposes.

L&T Finance Personal Loan Features

The features of L and T Finance personal loan are mentioned below in detail:

  • Loan amount: You can avail of a loan amount of as low as Rs. 50,000 and a maximum up to Rs. 15,00,000 from L&T Finance from L&T Finance personal loan app or website.
  • Purposes: L & T personal loan is unsecured in nature and can be used for a variety of reasons such as education, home renovation, wedding, travel, medical emergency or general purposes.
  • Tenure of repayment: The repayment tenure  is flexible, ranges from 12 months to 48 months.
  • Rate of interest: L&T Finance personal loan interest rate starts from as low as 11%-20% per annum.
  • Processing fee: A processing fee of 1.75% to 2% of the sanctioned loan amount will be applicable.
  • Eligible applicants: Salaried and self-employed professionals who are Indian citizens and have valid ID proof.
  • Age criteria: If you want L&T Finance personal loan apply online after you turn 23 years old and before 58 years of age.
  • Benefits: Completely digital application process, Higher loan amount approval for salaried customers, fast disbursal, and No income proof documents required.

L&T Finance Personal Loan Interest Rate

The L&T Personal Loan Interest Rate starts from just 11%-20% p.a. The applicable interest rate depends on various factors, including the borrower’s credit score, loan amount to be applied for, income and other eligibility criteria. Interest rates for the L & T Finance personal loan are fixed rates and charged on the reducing balance method. Apart from the interest rate, you will be required to a nominal processing fee of 1.75% to 2% of the loan amount when applying for the loan.

L&T Finance Personal Loan Documents Required

If you want L&T personal loan apply online with the following documents:

  • A valid ID proof
  • Valid Address proof such as Aadhaar, Passport, Driving Licence, Voter ID, Electricity Bills, Water Bills,
  • Bank details
  • No Income proof required if you apply upto Rs. 15 Lakhs.

How to Apply for L&T Personal Loan?

If you want to get L&T Finance personal loan apply online by following the easy steps as mentioned below:

  • After L&T Finance personal loan login, fill up the online form by providing the following information:
    • First Name
    • Last Name
    • Email
    • Mobile Number
    • City
  • Check the check box for receiving communications, updates, alerts, notifications, information.
  • Click the ‘Submit’ button to complete the L & T personal loan application process.

L&T Finance Personal Loan Statement

A personal loan important is important as it provides you with many crucial details about your loan. You can get L&T Financial loan statement by sending an email to the lender at [email protected]. To get your L&T Finance personal loan statement via email, you will have to mention your loan account number in the email.

L&T Finance Personal Loan Customer Care Number

For any queries regarding L&T Finance loan products, you can contact at the following LT Finance customer care numbers:

  • L&T Finance Personal Loan customer care number or consumer loans customer care number: +91 7264888777
  • L&T Finance Two Wheeler Loan customer care number: +917264888777
  • Equipment Finance: +917264888777
  • Micro Loans: + 9118002587702
  • SME Finance: +91 9158004777
  • Housing/Real Estate Finance: +919158004777

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L&T Finance Personal Loan FAQs

After approval of your personal loan L&T Finance will send you an SMS confirming the approval of your loan. For any query regarding your loan status, you can send an email at [email protected] or call the L&T personal loan contact number on +91 7264888777.

The interest rate for L&T Finance personal loan starts from 11%-20% onwards, depending on your credit score, loan amount and other eligibility criteria.

The full form of L&T Finance is Larsen & Toubro Limited Finance.

You can download or get your L&T loan statement by emailing L&T Finance at [email protected] with your loan account number. You can also contact at L&T personal loan customer care number on +91 7264888777.

You can use the L&T Finance EMI Calculator available on the lender’s website to check your L&T EMI online. Following are the easy steps to use the tool:

  • Open the EMI Calculator page.
  • Enter the required Loan Amount in Rupees.
  • Enter the Interest Rate per annum in percentage.
  • Enter the Loan Tenure in months.
  • As soon as you enter all the details, your Equated Monthly Instalment (EMI) will be calculated and displayed on the screen instantly.
  • You can click the ‘RESET’ button to re-enter the entered loan values.

Yes, you can get an L&T Finance pre approved personal loan limit up to Rs. 15 Lakhs. Call L&T Finance personal loan contact number at +91 7264888777 to know more about this offer.