Aditya Birla Sunlife Mutual Fund

Birla Sunlife Mutual Fund has spread its mutual fund schemes in 4 different categories. The broad categories that the company invest in are equity funds, debt funds, hybrid funds, and others. Under each fund category, there are multiple schemes which the investors can choose as per their goal and risk appetite.

• Equity
  • Large-cap
  • Large & Mid-cap
  • Mid-cap
  • Small-cap
  • Multi-cap
  • Focussed
  • ELSS
  • Dividend Yield
  • Value
  • Arbitrage
  • Thematic
  • Sectoral

• Debt
  • Liquid
  • Ultra short duration
  • Money Market
  • Low Duration
  • Short Duration
  • Medium Duration
  • Medium to Long term
  • Floater
  • Corporate Bond
  • Corporate Bank & PSU Debt
  • Dynamic Bond
  • Credit Risk
  • Gilt
• Hybrid
  • Conservative Hybrid
  • Equity Savings
  • Balance Advantage
  • Aggressive Hybrid
• Others
  • Index

These wide categories of funds include different types of schemes having their specific investment objectives, capitalisation strategies, and risks. While Birla Sunlife Mutual Fund has multiple investment schemes under the equity fund category and 13 schemes under the debt category, the hybrid category has 3 types of schemes and the others category has 4 schemes in total.

The various kinds of schemes offered by Birla Sunlife Mutual Fund under these broad categories are as follows:

• Aditya Birla Sun Life Frontline Equity Fund
• Aditya Birla Sun Life Equity Fund
• Aditya Birla Sun Life Equity Advantage Fund
• Aditya Birla Sun Life Tax Relief 96
• Aditya Birla Sun Life Focused Equity Fund
• Aditya Birla Sun Life Pure Value Fund
• Aditya Birla Sun Life Arbitrage Fund
• Aditya Birla Sun Life MNC Fund
• Aditya Birla Sun Life Midcap Fund
• Aditya Birla Sun Life Small Cap Fund
• Aditya Birla Sun Life Banking and Financial Services Fund
• Aditya Birla Sun Life Dividend Yield Plus
• Aditya Birla Sun Life Digital India Fund
• Aditya Birla Sun Life Infrastructure Fund
• Aditya Birla Sun Life Liquid Fund
• Aditya Birla Sun Life Savings Fund
• Aditya Birla Sun Life Corporate Bond Fund
• Aditya Birla Sun Life Medium Term Plan
• Aditya Birla Sun Life Low Duration Fund
• Aditya Birla Sun Life Money Manager Fund
• Aditya Birla Sun Life Dynamic Bond Fund
• Aditya Birla Sun Life Banking And PSU Debt Fund
• Aditya Birla Sun Life Credit Risk Fund
• Aditya Birla Sun Life Floating Rate Fund
• Aditya Birla Sun Life Short Term Opportunities Fund
• Aditya Birla Sun Life Income Fund
• Aditya Birla Sun Life Government Securities Fund
• Aditya Birla Sun Life Equity Hybrid ’95 Fund
• Aditya Birla Sun Life Balanced Advantage Fund
• Aditya Birla Sun Life Regular Savings Fund
• Aditya Birla Sun Life Index Fund
• Aditya Birla Sun Life Gold Fund
• Aditya Birla Sun Life Sensex ETF
• Aditya Birla Sun Life NIFTY ETF
• Aditya Birla Sun Life Gold ETF

Every individual is eligible to make investment in the mutual fund schemes listed by Aditya Birla Sun Life Mutual Fund. However, there are some regulations and applicable terms for the NRIs and PIOs. Apart from this, various corporate firms, organisations, and other bodies are also eligible to invest in mutual funds with Aditya Birla, subject to certain terms and conditions. Here are the persons or entities who are eligible to apply for/subscribe to the units of the Aditya Birla Sun Life Mutual Fund schemes.

1. Adult individuals residing in India can apply either singly or jointly (not more than three) or on a survivor or anyone basis
2. Parents/guardians of minors who are either his/her natural guardian (i.e. father or mother) or a court-appointed legal guardian can apply on the minor’s behalf on condition that the minor is the first and the sole holder of the unit. No joint holder is permitted with the minor as the first or the sole holder.
3. The Karta of Hindu Undivided Family (HUF)
4. Limited Liability Partnerships (LLPs) and Partnership Firms
5. Public Sector Undertakings, Companies, Bodies Corporate, Societies or Association of Persons or bodies of individuals who have registrations under the Societies Registration Act, 1860
6. Charitable and Religious Trusts, Private trusts, and Wakfs or endowments of private trusts (liable to be subjected to the receipt of the required approvals) and lawfully approved to make investments in mutual fund schemes under their trust deeds
7. Banking and financial institutions
8. Mutual Funds or Alternative Investment Funds which have registrations under the Securities and Exchange Board of India
9. Other schemes of Mutual Funds subject to the conditions and limits prescribed by SEBI Regulations
10. Bodies Corporate or Multilateral Funding Agencies headquartered outside India with the approval of the Government of India or the Reserve Bank of India
11. AMC, Trustee, or Sponsor or their associates can apply for subscription to mutual fund units of Aditya Birla
12. Air Force, Army, Navy and other para-military bodies and units which are formed by such institutions
13. Industrial and Scientific Research Organisations
14. Persons of Indian origin residing abroad (PIOs) or Non-Resident Indians can apply for subscription either on repatriation basis or on non-repatriation basis (permitted under Schedule 5 of the Foreign Exchange Management (Transfer or Issue of Security by a Person Resident Outside India) Regulations, 2000)
15. Foreign Institutional Investors (FIIs) who have registration under the Securities and Exchange Board of India on repatriation basis (permitted under Schedule 5 of the Foreign Exchange Management (Transfer or Issue of Security by a Person Resident Outside India) Regulations, 2000)
16. Foreign Portfolio Investors (FPIs) who are permitted by the Securities and Exchange Board of India to make mutual fund investments
17. Qualified Foreign Investor (QFI) as mentioned in the SEBI circular CIR/IMD/DF/14/2011 dated August 9, 2011 read with circular CIR/IMD/FII&C/13/2012 of SEBI dated June 07, 2012 as per applicability
18. Similar types of institutions, body corporate or individuals and others, as, may be allowed by the Mutual Fund from time to time, can subscribe as long as they are compliant with the SEBI (MF) Regulations, wherever applicable

Note: The purchase of the mutual fund units, wherever relevant, is subjected to the permission under relevant statutory regulations and their respective constitutions

Here are the documents that an investor needs to provide at the time of investing in the schemes of Aditya Birla Sun Life Mutual Fund:

KYC Documents

If you are KYC compliant then it is mandatory to get the KYC updation done before subscribing to the desired Aditya Birla Sun Life mutual fund scheme. You need to submit the following documents to make yourself KYC compliant:

• KYC form: KYC application form downloaded from the portals of SEBI registered intermediaries along with your latest passport-sized coloured photograph.
• Address proof: Aadhaar Card, Voter’s ID, Driving License, Passport, Ration Card, utility bills such as electricity bill, telephone bill, gas bill, flat maintenance bill, bank passbook or bank account statement, insurance copy, or registered lease/sale agreement of residence (copy of anyone)
• Identity proof: PAN Card, Aadhaar Card, Voter’s ID, Driving License, or Passport (copy of anyone)

Fund Subscription Documents

After updating your KYC, in the next step you will have to submit the following documents to Aditya Birla Sun Life Mutual Fund for subscribing to the fund scheme you are interested in:

• Filled up application form. You can either download the form from the official website of the company or the nearest branch or CAMS centre.
  • A copy of Pan card, along with a copy of your identity proof and address proof documents should be submitted along with the application form.

Documents required to invest on behalf of a minor

A copy of birth certificate, passport, mark sheets etc., of the minor which will display the date of birth of the minor and his/her relationship with the guardian should be attached with the investment application mandatorily.

How to invest with Aditya Birla Mutual Fund?

If you are a first-time investor of Aditya Birla Sun Life Mutual Fund, then you needn’t worry as the company offers an online investment facility to all its investors. You can invest in any of the desired schemes at your own convenience without stepping out of your home or taking the hassle of locating the branch office nearest to your home. The online portal of this fund house is simple, secure, and user-friendly where you can start investing right away without taking the hassle of paperwork and branch visits.

Basic requisites to start investment

• Before starting a mutual fund investment, ensure that your PAN is compliant with KYC and KRA.
• Keep all the details of your active bank account like the A/C No, A/C Type, branch, IFSC Code etc., handy.

Investors who are not KRA KYC compliant

If you are not complaint with KRA KYC, then first you have to complete the KYC compliance process. You can either complete the process by visiting any KYC portal or can do it right away on the website of the company by following a few steps which are as follows:

1. At first, visit the official website of the company i.e. mf.adityabirlacapital.com
2. Enter your PAN to check if it is compliant with KRA KYC or not
3. Once the KYC compliance of your PAN is verified, fill in your bank details, contact details etc.
4. After this, you have to input the nomination details in the given form.
5. In the next step, generate your username and password
6. When done, you are ready to start your investment with Aditya Birla Sun Life. Note down your folio details to ensure smooth transaction every time.
7. Now you are ready to start investing with Aditya Birla Sun Life Mutual Fund online and carry out transactions 24/7 through the official website of the company.

Aditya Birla Sunlife Mutual Fund is a pioneering asset management company which is catering its investment services to the residents of India since decades. Not only resident Indians, but also people of Indian origin and non-resident Indians can invest in this trusted firm to build wealth in a safe and secure way under the guidance of the able professionals employed with the company. In short, there are multiple reasons why you should consider investing in a Aditya Birla Sunlife Mutual Fund scheme. Here are some of the top reasons to consider:

• Reliable and trustworthy: Aditya Birla Sun Life Mutual Fund is one of the most trustworthy fund houses where you can invest your hard-earned money confidently. Most of the funds designed by this company are performing well on a consistent basis. Hence, it will be wise to make investments in the schemes of this fund house as per the guidance of the expert fund managers.
• Wide range of products: Ranging from growth-oriented equity and equity-linked schemes to comparatively less risky debt and liquid fund schemes, Aditya Birla Sun Life Mutual Fund offers schemes which belong to varied asset classes to give the best investment opportunity to the customers based on their risk-tolerance and investment goal. This fund house also has a risk product basket comprising of hybrid schemes and fund of funds schemes.
• Easy online investment: Since Aditya Birla Sun Life Mutual Fund provides an online investment facility, it is easier and faster to invest with them. Wherever you are, you can subscribe to the desired mutual fund scheme without any requirement to pay personal visits to the fund company. To invest in your chosen scheme all you need to do is to upload the filled up application form, along with the required documents, on the official website of the company. Upon getting approval you can start investing right away.
• Professionally managed portfolios: To help the investors get optimum return from their investment, Aditya Birla Sunlife Mutual Fund makes sure that the investment portfolios are professionally managed by experienced fund managers.
• Proper guidance at every step: At every step of investment, you will receive the guidance of the fund managers. They will not only help to design your investment portfolio based on your individual requirements and particulars but also will try to provide a balance between growth and risk.
• Simple user-interface: You can instantly find out the product suitable for you by using the ‘filter product’ option to shortlist the desired schemes which match your investment objectives and risk tolerance.
• Convenient tracking system: Through the online investment portal of the company, you can not only invest as per your convenience but can also monitor your investments. Moreover, you can keep a track of everything like your portfolio’s current value, cost of investment, annual returns etc., through your active account and can manage those well.
• Expert advice and support: It becomes easy to invest in a mutual fund when the investment matches your specific investment goals and financial needs. This is why you are required to understand everything well and assess your requirements for making an informed decision. The expert team of financial advisors at Aditya Birla Sun Life Mutual Fund lends all possible help to investors right from the first step to enable them choose the most suitable mutual fund product/scheme.