The American Express Platinum Card delivers elite travel perks and the luxury of no preset spending limits. Cardholders enjoy unlimited lounge access and elite status upgrades in hotel loyalty programs. With the Amex Platinum Credit Card, you also gain access to exclusive travel deals, underlining its status as a top-tier offering for discerning travelers. The round-the-clock concierge service further adds to the premium experience of this American Express Platinum offering.
On American Express Website
Updated: 28-05-2024 02:29:58 PM
Joining Fees | Rs. 60000 + GST |
Annual Fee | Rs. 60000 + GST |
Best Suited For | Travel & Shopping |
Welcome Benefits | Hotel stay vouchers from Taj, SeleQtions, and Vivanta worth Rs. 45,000 |
Rewards | Reward Points |
Forex Fee | 3.5% |
Income Required | Rs. 25 Lakh p.a. for Salaried Applicants Rs. 15 Lakh p.a. for Self-employed Applicants |
Interest Charge | 3.5 per month ( 42% per annum) |
Late Payment Charges | Outstanding Balance
Upto Rs.100 – Nil Between Rs.101‑ Rs. 500 – Rs.100 Between Rs. 501-Rs.1,000 – Rs.350 BetweenRs.1001-Rs.10,000– Rs.550 Between Rs.10,001-Rs.25,000 – Rs.800 Between Rs.25,001-Rs.50,000 – Rs.1100 Above Rs.50,000 – Rs.1300 |
Add-on Card Fee | Nil upto 2 Add-on Cards |
Cash Advance Charges | 2.5% of cash advance subject to a minimum charge of Rs 300 |
Forex Charges | 3.5% |
Fuel Surcharge | Fuel surcharge is waived at all HPCL fuel stations for purchases up to Rs. 5,000, 1% surcharge applicable on BPCL and IOCL stations and 2.5% surcharge applicable at all other fuel stations. |
The documentation required to get this amazing card is as follows
Document Type | Accepted Proofs |
---|---|
Proof of Identity | PAN Card, Aadhaar Card, Driver’s License, Passport, Voter’s ID, OCI Card, PIO Card, NREGA Job Card, UIDAI Letters, Other government-approved photo ID |
Proof of Address | Aadhaar Card, Driver’s License, Passport, Recent Utility Bill (within 3 months), Ration Card, Property Registration Document, PIO Card, NREGA Job Card, Bank Statement, Other government-approved address proof |
Proof of Income | Recent Salary Slips (within 3 months), Latest Form 16, Bank Statement (past 3 months) |
Some other super-premium cards that offer benefits similar to American Express® Platinum Charge Card are listed below:
Credit Card | Annual Fee | Key Feature |
---|---|---|
Axis Reserve Credit Card | Rs. 50,000 |
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HDFC Infinia Credit Card | Rs. 12,500 |
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ICICI Emeralde Credit Card | Rs. 12,000 |
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HDFC Diners Club Black Credit Card | Rs. 10,000 |
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