The American Express Platinum Card delivers elite travel perks and the luxury of no preset spending limits. Cardholders enjoy unlimited lounge access and elite status upgrades in hotel loyalty programs. With the Amex Platinum Credit Card, you also gain access to exclusive travel deals, underlining its status as a top-tier offering for discerning travelers. The round-the-clock concierge service further adds to the premium experience of this American Express Platinum offering.
On American Express Website
Updated: 28-05-2024 02:29:58 PM
| Joining Fees | Rs. 60000 + GST |
| Annual Fee | Rs. 60000 + GST |
| Best Suited For | Travel & Shopping |
| Welcome Benefits | Hotel stay vouchers from Taj, SeleQtions, and Vivanta worth Rs. 45,000 |
| Rewards | Reward Points |
| Forex Fee | 3.5% |
| Income Required | Rs. 25 Lakh p.a. for Salaried Applicants Rs. 15 Lakh p.a. for Self-employed Applicants |
Embrace the American Express Platinum Credit Card, the pinnacle of luxury and convenience in one sleek package, designed for the elite who demand exceptional service and unparalleled benefits.
Welcome Benefits
Kickstart your journey with the AmEx Platinum Card by earning hotel stay vouchers from Taj, SeleQtions, and Vivanta worth Rs. 45,000, just by spending Rs. 50,000 within the first 60 days.
Travel Advantages:
The American Express Platinum Charge Card is your passport to comfort, granting unlimited access to select domestic lounges and over 1,200 international lounges. Your travel is enhanced with fast-track upgrades in hotel loyalty programs and up to 25% savings at prestigious Taj, SeleQtions, and Vivanta Hotels. Exclusive airline deals further sweeten your journey, while a global concierge ensures your travel planning is effortless.
Dining and Movie Benefits:
With the AmEx Platinum Card, savor culinary experiences with up to 50% off at elite restaurants and enjoy a dedicated VIP helpline for reservations, reflecting the exceptional dining privileges that accompany your card.
Golfing Experience:
Tee off in style at prominent golf courses across India and internationally, courtesy of the American Express Platinum Card.
Fuel Transaction Perks:
Enjoy a fuel surcharge waiver at HPCL pumps on transactions up to Rs. 5,000, beyond which a 1% surcharge applies. At BPCL and IOCL outlets, a nominal 1% surcharge is levied, with a minimum of Rs. 10. For all other fuel stations, a standard 2.5% surcharge is incurred, with Rs. 10 as the minimum.
Insurance Advantages:
The card provides the following coverage:
Financial Security:
The American Express Platinum Charge Card assures financial security, with a zero liability policy on reported fraudulent transactions, capping the card holder’s liability to a minimum post the stipulated time.
These features are a testament to the card’s commitment to enhancing every aspect of the card holder’s lifestyle. The AmEx Platinum Card is not just a credit card; it’s a key to a realm of exclusivity, offering a blend of luxury, comfort, and security synonymous with the American Express Platinum name.
| Interest Charge | 3.5 per month ( 42% per annum) |
| Late Payment Charges | Outstanding Balance
Upto Rs.100 – Nil Between Rs.101‑ Rs. 500 – Rs.100 Between Rs. 501-Rs.1,000 – Rs.350 BetweenRs.1001-Rs.10,000– Rs.550 Between Rs.10,001-Rs.25,000 – Rs.800 Between Rs.25,001-Rs.50,000 – Rs.1100 Above Rs.50,000 – Rs.1300 |
| Add-on Card Fee | Nil upto 2 Add-on Cards |
| Cash Advance Charges | 2.5% of cash advance subject to a minimum charge of Rs 300 |
| Forex Charges | 3.5% |
| Fuel Surcharge | Fuel surcharge is waived at all HPCL fuel stations for purchases up to Rs. 5,000, 1% surcharge applicable on BPCL and IOCL stations and 2.5% surcharge applicable at all other fuel stations. |
The documentation required to get this amazing card is as follows
| Document Type | Accepted Proofs |
|---|---|
| Proof of Identity | PAN Card, Aadhaar Card, Driver’s License, Passport, Voter’s ID, OCI Card, PIO Card, NREGA Job Card, UIDAI Letters, Other government-approved photo ID |
| Proof of Address | Aadhaar Card, Driver’s License, Passport, Recent Utility Bill (within 3 months), Ration Card, Property Registration Document, PIO Card, NREGA Job Card, Bank Statement, Other government-approved address proof |
| Proof of Income | Recent Salary Slips (within 3 months), Latest Form 16, Bank Statement (past 3 months) |
Holders of the American Express Platinum Card can access specialized customer service. For assistance or to report a misplaced card, contact the toll-free numbers 1800 419 1255 or 1800 180 1255. Alternatively, you can reach out at 0124-2801444 or 0124-4650244 for support.
Some other super-premium cards that offer benefits similar to American Express® Platinum Charge Card are listed below:
| Credit Card | Annual Fee | Key Feature |
|---|---|---|
| Axis Reserve Credit Card | Rs. 50,000 |
|
| HDFC Infinia Credit Card | Rs. 12,500 |
|
| ICICI Emeralde Credit Card | Rs. 12,000 |
|
| HDFC Diners Club Black Credit Card | Rs. 10,000 |
|
You can apply for an Amex Platinum charge card directly through the American Express website
American Express Credit Card Application Through Amex Online
Step 1: Go to American Express website, select the desired credit card that suits best according to your income levels, nature of expenses and the benefits offered.
Step 2: Provide your personal details including name, date of birth, email address, mobile number and complete residential address.
Step 3: Quote your PAN, alongside the employment status.
Step 4: Read the Terms & Conditions and tick the check box for agreeing the same.
Step 5: Click on ‘Agree & Continue’.
To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
The American Express® Platinum Card applies a standard foreign transaction fee of 3.5%. Compared to some premium cards that offer reduced or no foreign exchange fees, this may be seen as a disadvantage for users of the American Express® Platinum Card.
Cardholders can withdraw cash with the American Express® Platinum Card up to a certain limit, which is Rs. 25,000 every 14 days domestically and USD 750 abroad within the same timeframe. Withdrawals incur a charge of 3.5% of the amount or Rs. 250, whichever is higher.
The American Express Platinum Card is a premium charge card offering a wide range of exclusive benefits, including travel perks, lifestyle privileges, and comprehensive rewards programs tailored for the affluent customer.
Cardholders earn Membership Rewards points for every eligible purchase, with opportunities to earn bonus points through various promotions and partner offers.
Yes, benefits include complimentary access to airport lounges worldwide, elite status with hotel loyalty programs, travel insurance, and a 24/7 global concierge service.
Yes, cardholders can enjoy exclusive dining privileges, such as up to 50% off at select restaurants and complimentary memberships to dining programs.
The card does not have a pre-set spending limit; however, purchasing power adjusts with the use of the card, payment history, credit record, and financial resources known to American Express.
American Express provides dedicated customer service to Platinum Card members, including personalized assistance and a dedicated helpline for any inquiries or issues.
Frequent flyers benefit from complimentary lounge access, special airfare deals, increased rewards on travel spending, and elite status with airline loyalty programs.
Yes, cardholders have access to exclusive events, experiences, and opportunities such as private sales, VIP events, and unique travel experiences.
Applicants can apply online by clicking the “Apply Now” link on this page and then navigating through the American Express website, providing the required personal and financial information for consideration.
