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Axis Bank AURA Credit Card

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Axis Bank
AURA Credit Card

Axis Bank AURA Credit Card is designed by Axis Bank for health and wellness. The card offers various health benefits like free doctor consultations, free fitness sessions, health checkups, and so on. In addition to these benefits, you also get a fuel surcharge waiver of 1%. The card is offered at minimal joining and annual fees of Rs. 749.

Apply Now

On Axis Bank Official Website

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Updated: 28-05-2024 03:12:53 PM

Axis Bank Aura Credit Card Details

Features Details
Best for Health and wellness
Joining fee Rs. 749
Annual fee Rs. 749
Welcome benefits Decathlon gift voucher worth Rs. 750 for purchases at any Decathlon stores or website
Purchase to EMI conversion facility Available on spends of Rs. 2,500 or above
Required age 18 to 70 years
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Benefits & Features

Axis Bank AURA credit card benefits and features are mentioned in the table below:

Features & Benefits Details
Welcome Benefits
  • Decathlon gift voucher worth Rs. 750.
  • The voucher can be used on purchases at any Decathlon stores or Decathlon website
Free Doctor Consultation
  • 4 free video doctor consultations each month via Practo
Free Fitness Sessions
  • 4 free interactive video fitness sessions every month via Fitternity
  • 16 recorded sessions each month
  • Just select your session type, date, and time for booking
Helath Checkup Discount
  • Annual discount of up to Rs. 500 on health checkup
  • Just select your session type, date, and time for booking
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver
  • Offer available on transaction between Rs. 400 to Rs. 4,000 per month at any fuel station
  • Maximum benefit available up to Rs. 250 per payment cycle
  • GST levied on surcharge is non-refundable
Discounts
  • Minimum 30% off on nutritional or diet consultation from renowned nutritionalists
  • Minimum 30% off on nutritional foods
  • Up to 20% discount on dining at partner restaurants in India.
Reward Points
  • 2 eDGE loyalty points on every spending of Rs. 200
  • 5X accelerated eDGE rewards on spending on insurance. Maximum transaction limit is Rs. 10,000

Fees & Charges

The details of Axis Bank AURA credit card charges are given below:

Joining fee Rs. 749
Annual fee Rs. 749
Joining & annual fees for Add-on card Nil
Finance charges for retail purchases & cash 3.4% per month (49.36% per annum)
Cash withdrawal fee 3.4% of the cash amount (minimum Rs. 500)
Overdue penalty/ late payment fees Up to Rs. 1,000 depending on total payment due
Cash payment fee Rs. 100
Over limit penalty 2.5% of the over limit amount (minimum Rs. 500)
Cheque return/ dishonor/ auto-debit reversal fee 2% of the payment amount (minimum Rs. 450)
Foreign currency transaction charges 3.5% of the transaction value
Surcharge on purchase/ cancellation of railway tickets As prescribed by IRCTC/Indian Railways
Duplicate statement fee Waived
Card replacement fee for lost/ stolen/ re-issuance card Waived
Charge slip retrieval fee/ copy request fee Waived
Outstation cheque fee Waived
Balance enquiry charges Waived
Mobile alerts for transactions Free
Hotlisting charges Nil
GST As per existing government norms

Eligibility Criteria

Following individuals are eligible for AURA Credit Card Axis Bank:

  • Primary cardholders should be aged between 18 and 70 years to be eligible for the card.
  • Add-on cardholders should be aged over 15 years.
  • The applicant should either be an Indian resident or a Non-Resident Indian (NRI).

NOTE: The eligibility criteria mentioned above are only indicative and Axis Bank reserves the ultimate right to approve or reject applications for Axis Bank AURA Credit Card.

Documents Required

Keep the following documents ready when applying for Axis Bank AURA Credit Card:

  • A photocopy of PAN card or Form 60.
  • Recent passport-size colour photograph of the applicant.
  • Proof of income like latest payslip/ Form 16/ Income Tax Return copy.
  • Proof of residence like Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill.
  • Proof of identity like Passport/ Driving License/ PAN Card/ Aadhaar Card.

NOTE: The above list is only indicative, and document requirements may vary on a case-to-case basis.

How to Apply

You can apply for an Axis Bank AURA credit card through Banking Vidhya

  • Click on the “Apply Now” button.
  • You will be redirected to the Axis Bank website.
  • Choose “Yes” or “No” for existing or new Axis Bank customers.
  • Fill in the required details and submit.

Other Banks Axis Credit Cards

Apart from Axis Bank AURA Credit Card, Axis Bank also offers the following credit card variants:

Axis Bank Privilege Credit Card Axis Bank Atlas Credit Card Axis Bank Select Credit Card Airtel Axis Bank Credit Card
SpiceJet Axis Bank Voyage Credit Card SpiceJet Axis Bank Voyage Black Credit Card Axis Bank Vistara Credit Card Axis Bank Vistara Signature Credit Card
Axis Bank Vistara Infinite Credit Card Miles and More Axis Bank Credit Card Axis Bank My Wings Credit Card Titanium Smart Traveler Credit Card
Flipkart Axis Bank Credit Card Axis Bank Neo Credit Card Axis Bank Magnus Credit Card IndianOil Axis Bank Credit Card
Axis Bank Reserve Credit Card Axis Bank Freecharge Credit Card Axis Bank Freecharge Plus Credit Card Axis Bank ACE Credit Card
Axis Bank Pride Platinum Credit Card Axis Bank Pride Signature Credit Card Axis Bank Signature Credit Card with Lifestyle Benefits Axis Bank MY Zone Credit Card
Axis Bank MY Zone Easy Credit Card Privilege Easy Credit Card Platinum Credit Card
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Axis Bank Aura Credit Card FAQs

Indian residents, as well as NRI individuals who are aged between 18 and 70 years to be eligible for the card and have a regular source of income, can apply for Axis AURA credit card.

Axis AURA card does not provide specific benefits for travelers as it is a health and wellness credit card. However, travelers can use the following benefits to their advantage:

  • 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000 per month at any fuel station. The maximum benefit available up to Rs. 250 per payment cycle.
  • 2 eDGE loyalty points on every spending of Rs. 200
  • 5X accelerated eDGE rewards on spending on insurance. The maximum transaction limit is Rs. 10,000

Late payment fee or overdue penalty for Axis AURA card is mentioned below:

  • If the total payment due is up to Rs. 300: Nil charges.
  • If the total payment due is between Rs. 301 and Rs. 500: Rs. 100.
  • If the total payment due is between Rs. 501 and Rs. 1,000: Rs. 500.
  • If the total payment due is between Rs. 1,001 and Rs. 10,000: Rs. 500.
  • If the total payment due is between Rs. 10,001 and Rs. 25,000: Rs. 750
  • If the total payment due is between Rs. 25,001 and 50,000: Rs. 1,000.
  • If the total payment due is more than Rs. 50,000: Rs. 1,000.

The income requirement depends from case to case. The actual income eligibility for the Axis AURA card will be communicated by the bank at the time of application.

Following are the special features offered by Axis Bank AURA credit card:

  • Decathlon gift voucher worth Rs. 750 as a welcome gift.
  • 4 free video doctor consultations each month via Practo.
  • 4 free interactive video fitness sessions every month via Fitternity.
  • Annual discount of up to Rs. 500 on health checkups.
  • 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4,000 per month at any fuel station.
  • Minimum 30% off on nutritional or diet consultation from renowned nutritionalists
  • Minimum 30% off on nutritional foods
  • Up to 20% discount on dining at partner restaurants in India
  • 2 eDGE loyalty points on every spending of Rs. 200
  • 5X accelerated eDGE rewards on spending on insurance. The maximum transaction limit is Rs. 10,000

  • Login to https://axisbankaura.poshvine.com.
  • Now enter your RMN used for the credit card program.
  • You will receive a secret OTP.
  • Enter your secret OTP to validate and log in.
  • After successful login, all the benefits of the card will be visible to you for usage.
  • You can redeem your reward points against any of these benefits.

Axis AURA provides 4 free video doctor consultations each month via Practo. Apart from this, there is no extra discount.

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