Axis Bank My Zone Credit Card

Axis Bank
MY ZONE Credit Card

Axis Bank My Zone Credit Card provides numerous benefits including instant discount on Swiggy, movie offers, complimentary lounge access, OTT benefits and so on. Axis Bank My Zone Credit Card comes with joining fee of Rs. 500 and annual fee of Nil (1st Year), 2nd Year Onwards- Rs. 500.

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On Axis Bank Website

Updated: 31-05-2024 10:42:43 AM

Key Highlights of Axis Bank My ZONE Credit Card

Joining Fee	Rs. 500/- only
Annual Fee	NIL (1st Year) Rs. 500 (2nd year onwards)/- only
Benefits	Instant discount on movies, food delivery & online shopping, purchases to EMI conversion, complimentary airport lounge access, etc.
Welcome Benefit	Complimentary SonyLiv annual membership
Rewards	4 EDGE reward points on spending every Rs. 200
Age	18 to 70 years
Foreign Currency Transaction Fee	3.50% of the transaction value

Features & Benefits of Axis Bank My ZONE Credit Card

Axis Bank MY ZONE credit card has many benefits and features. Mostly customers who do online shopping prefer to have this as a shopping credit card. The My Zone Card key features are as following:

Complimentary Annual SonyLiv Premium Subscription of Rs. 999
Flat Rs.120 off on Swiggy on minimum spends of Rs. 500, applicable twice a month (Max discount upto Rs.240 per month).
Buy one get one free on movie tickets (100% off on second ticket at Paytm Movies. Maximum Discount Rs. 200 per calendar month)
Upto Rs.1000 off on AJIO on minimum spends of Rs. 2999 on select styles.
4 Complimentary Lounge access within India per year
4 EDGE REWARDS points per Rs. 200 spent. Not applicable on fuel, movie, Insurance, Wallet, Rent, Utilities, Education, Government Institutions and EMI transactions
Dining delights offering upto 15% upto Rs.500 off at partner restaurants in India
1% Fuel Surcharge waiver at all petrol pumps across the country for spends from Rs.400-Rs.4000.
Joining Fees: Rs. 500/- only
Annual Fees : NIL (1st Year)
Rs. 500 (2nd year onwards)/- only

Axis Bank MY ZONE Credit Card Fees & Charges

Following are the details of Axis Bank MY ZONE credit card charges:

Joining fee: Rs. 500
Annual fee: NIL (1st Year) and 2nd Year onwards: Rs. 500
Joining and annual fees for Add-on card: Nil
Hotlisting charges: Nil
Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance enquiry charges: Waived
Cash payment fee: Rs. 100
Card replacement fee: Rs. 100
Finance charges for retail purchases & cash: 3.4% per month (49.36% p.a.)
Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
Cheque return/dishonour fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
Foreign currency transaction fee: MY ZONE credit card charges 3.50% of the transaction value as forex charges.
Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
GST: As per existing Government norms.

Axis Bank MY ZONE Credit Card Eligibility

Following are the Axis Bank MY ZONE credit card eligibility criteria in detail:

Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
The Primary cardholder must be aged between 18 and 70 years.
The Add-on cardholder should be above 15 years of age.

Axis Bank MY ZONE Credit Card Document Required

If you are looking for Axis Bank MY ZONE credit card apply online with the following documents:

A copy of PAN card or Form 60
Recent coloured photograph
Income proof: Recent Payslip/ Form 16/ ITR copy
Residence proof: Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill
Identity proof: Passport/ Driving License/ PAN Card/ Aadhaar Card

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Axis Bank MY ZONE Credit Card FAQs

You can place a request to increase your Axis MY ZONE credit card limit only if your card is eligible for limit enhancement. Otherwise, you will receive a notification mentioning that currently, you are not eligible for Axis Bank MY ZONE credit card limit enhancement.

No, you have to pay an annual joining fee of Rs. 500 + GST.

To check the status of your Axis MY ZONE Credit Card, you can call the customer care team of the bank and quote your application/reference number. You can also check the status by logging in to your netbanking account where you can see the option to view the status of your application.

Yes, you can withdraw money from your Axis MY ZONE credit card by paying a cash withdrawal fee of 2.5% (minimum Rs. 500) of the amount withdrawn.

Neo, MY ZONE, and Select credit cards are some of the best credit cards of Axis Bank.