Axis Bank Reserve Credit Card

The key features and benefits of the Axis Bank Reserve credit card are as follows:

Complimentary Airport Concierge Services

• 8 complimentary VIP assistance services per primary cardholder.
• The services include assistance with airport processes like check-in, security check, immigration process, and porter services.
• The primary cardholder can use the services for accompanying guests.
• Bookings should be made at least 48 hours before the service time.
• Valid for domestic and international departures/arrivals.

Complimentary Luxury Airport Transfers

• 4 complimentary chauffeured luxury airport pick-ups/drops per primary cardholder every year.
• Valid at 46 locations across India.
• Bookings should be made at least 48 hours before the service time.
• Valid for domestic and international departures/arrivals.

Complimentary Aiport Lounge Access

• With Priority Pass membership, get unlimited complimentary international lounge access for primary as well as add-on cardholders.
• 12 complimentary visits a year for accompanying guests.
• Unlimited complimentary domestic lounge access for primary as well as add-on cardholders.
• 12 complimentary guest visits a year for accompanying guests.

Buy 1 & Get 1 Complimentary on BookMyShow

• Buy 1 movie ticket and get up to Rs. 500 off on the 2nd.
• Buy 1 non-movie ticket & get up to Rs. 1,000 off on the 2nd.
• These benefits can be availed for a maximum of 10 times (5 movies & 5 non-movies) in a month per Axis Bank Reserve card.

Rewards Benefit

• 15,000 Edge Points on card activation.
• 15 edge reward points for spending every Rs. 200.
• 2X rewards on international spending.
• Customers must make the first transaction within 30 days of card creation to get 15,000 Edge Points in the first year.
• Activation and renewal benefits are not available to customers who have first-year free and lifetime free credit card.
• Renewal benefit is not applicable for customers who have lifetime free credit card
• Utilities and government institutions are not considered for edge reward points.
• Rental transactions are capped at Rs. 1,00,000 per month (7,500 edge points per month).
• For fuel transactions below Rs.400 and above Rs. 4,000, cardmembers will get 15 edge reward points for every Rs. 200 spent.

Club ITC Culinaire Membership

• Complimentary third-night stay.
• 50% savings on published room tariff for suites on weekends.
• 25% Green Points on spending on food & beverage.
• Bouquet of 10 certificates and more.
• The benefit is offered only upon receiving the consent form filled by the customer.
• Membership is valid for 1 year and is renewed on card renewal.
• If a customer already has an ITC membership, the above membership can be availed only after the expiry of the current membership.

Accorplus Membership

• 1-night complimentary stay in the Asia Pacific region.
• Complimentary room upgrade.
• Up to 50% off on dining.
• Complimentary lunch buffet for 2 persons across Accor hotels in India.
• The benefit is offered only upon receiving the consent form filled by the customer.
• Membership is valid for 1 year and is renewed on card renewal.
• If a customer already has an Accor Plus membership, the above membership can be availed only after the expiry of the current membership.

Handcrafted Club Marriott Asia Pacific Membership

• 20% off on food & beverage.
• 20% off on best available rates at partner Marriott hotels in India and on Weekend rates in Asia Pacific.
• The benefit is offered only upon receiving the consent form filled by the customer.
• Membership is valid for 1 year and is renewed on card renewal.
• If a customer already has a Club Marriot membership, the above membership can be availed only after the expiry of the current membership.

Exclusive Offers at Oberoi Hotels & Resorts

• 15% savings on Room Only Rate and Room with Breakfast Rate or third night complimentary.
• Offer is unavailable on select blackout dates, as determined by the hotel.
• The customer has to verify the offer applicability directly with the hotel.

15% Savings at Postcard Hotels

• 15% off on the best available room rates.
• Anytime check in & check out.
• A complimentary lifestyle consultation at Postcard hotels in Goa.
• Discount is available for up to 2 rooms per booking.

Complimentary Golf Rounds

• Complimentary 50 golf rounds per year across the best golf courses in India.
• Applicable validity is a financial year (i.e. 1st April to 31st March).

Complimentary EazyDiner Prime Membership

• Savings of up to 25% across premium restaurants.
• The benefit is available only for primary Axis Bank Reserve credit card holders.
• The membership has to be activated within 6 months of receiving the code.
• The benefit is renewed every year on the card anniversary if the card is active.

Insurance Benefits

• Counterfeit/lost card liability up to credit limit.
• Purchase protection of Rs. 2 Lakhs.
• Loss/delay in baggage & personal documents of 500 USD.
• Credit shield of Rs. 5 Lakhs.

Fuel Surcharge Waiver

• 1% fuel surcharge waiver on fuel purchase at all fuel stations in India.
• The offer is valid on transactions between Rs. 400 to Rs. 4,000.
• Maximum benefits available up to Rs. 400 per month.

Other Benefits

• Handpicked curated experiences at extraordinaryweekends.com such as sailing, golf, chef for a day, unique tours, etc.
• Reduced markup of 1.5% on international transactions.
• Zero cash withdrawal charges.
• Reduced APR of 3% on extended credit.

Fees

• Joining fee: Rs. 50,000 + taxes.
• Annual fee: Rs. 50,000 + taxes. Annual fee waived off on spending Rs. 35 Lakhs in the preceding year.

Axis Reserve Credit Card involves the following fees and charges:

• Joining fee: Rs. 50,000 + taxes.
• Annual fee: Rs. 50,000 + taxes; waived on spending Rs. 35 Lakhs in the preceding year.
• Joining & annual fees for add-on card: Waived.
• Overdue interest on extended credit & interest on cash advances: 3% per month (42.58% p.a.).
• Fee for Cash Payment at branches: Rs. 100.
• Late payment fee: Up to Rs. 1,200 (depending on the total payment due amount).
• Overlimit penalty: 2.5% of the over-limit amount (minimum Rs. 500).
• Cheque return/ dishonour/ auto debit reversal fee: 2% of the payment amount (minimum Rs. 450 & maximum Rs. 1,500).
• Surcharge on purchase/ cancellation of railway tickets: As prescribed by IRCTC/ Indian Railways.
• Edge reward points redemption fee: Up to Rs. 99 (depending on the reward points).
• Dynamic currency conversion markup: 1% + taxes.
• Rent transaction fee: 1% (maximum Rs. 1,500) per transaction.

Following are the Axis Reserve credit card eligibility in detail:

• The primary cardholder of the Axis Reserve Bank credit card must be an Indian resident.
• The Primary cardholder must be aged between 18 and 70 years.
• The Add-on cardholder should be above 15 years of age.

If you are looking for an Axis Bank Reserve credit card, apply online with the following documents:

• A photocopy of the PAN card or Form 60
• Recent coloured passport-size photograph
• Income proof: Recent Payslip/ Bank Statement/ Form 16/ ITR copy
• Identity proof: Passport/ Driving License/ Voter ID Card/ Aadhaar Card/ PAN Card
• Residence proof: Passport/ Driving License/ Voter ID Card/ Aadhaar Card

You can apply for an Axis Bank Reserve credit card through MyMoneyMantra.

• You can apply now by clicking the “Apply Now” button.
• You will be redirected to the Axis Bank website.
• Choose “Yes” or “No” for existing or new Axis Bank’s customers.
• Fill in the required details and submit.