Axis Bank's range of RuPay credit cards, including the Axis Bank RuPay Credit Card and the UPI Credit Card, cater to diverse needs. With options like the fuel-centric Indian Oil Axis Bank RuPay Credit Card and the innovative Fibe Axis Bank RuPay Credit Card, consumers enjoy varied benefits, showcasing the utility and appeal of the Axis RuPay credit card lineup. Connect your Axis Bank RuPay credit cards to your UPI ID, unlocking a streamlined and secure digital payment avenue.
On Axis Bank Website
Updated: 30-05-2024 02:22:56 PM
| Axis Rupay Credit Card | Indian Oil Axis Bank RuPay Credit Card | Axis Bank KWIK RuPay Credit Card |
| Joining Fee | 500 + GST | Nil |
| Annual Fee | 500 + GST | Nil |
| Best Suited For | Fuel Benefits | Shopping |
| Welcome Benefits | 100% cashback (up to Rs. 250) on the first fuel transaction made within 30 days of card issuance. | No exclusive welcome benefits |
| Reward Rate | Earn 20 Reward Points for every Rs. 100 spent on fuel at IOCL stations, 5 Reward Points for every Rs. 100 spent on online shopping, and 1 EDGE Point for every Rs. 100 spent on all other purchases with the card. | 2 EDGE RPs per Rs. 200 spent with the card on domestic and international spends |
Axis Bank RuPay Credit Cards offer a range of features and benefits designed to enhance your spending experience. Enjoy exclusive rewards on fuel purchases at IOCL stations, generous points on online shopping, and valuable EDGE Points on all other transactions with KWIK RuPay card and Fibe Axis bank card. With comprehensive security, attractive deals, and widespread acceptance, these cards cater to both your lifestyle and financial needs efficiently.
The IndianOil Axis Bank Credit Card is designed specifically for those who frequently spend on fuel, offering an impressive array of rewards across various categories, including but not limited to fuel purchases. Here’s a rundown of the key advantages and features this card offers:
Benefit from up to 15% savings, with a maximum of Rs. 500, on your dining expenses at select eateries affiliated with the Axis Bank EazyDiner Program.
The Axis Bank Kwik credit card offers:
Before choosing a credit card, understanding its benefits is crucial. Here’s a brief overview of the Fibe Axis Bank Credit Card’s key features:
Once you get your Axis Rupay Credit Card, you can start reaping the benefits by accumulating reward points based on usage.
| RuPay Credit Card | Indian Oil Axis Bank RuPay Credit Card | Axis Bank KWIK RuPay Credit Card | Fibe Axis Bank RuPay Credit Card |
| Rewards Rate | – 20 Reward Points per Rs. 100 on fuel transactions at IOCL stations.
– 5 Reward Points per Rs. 100 on online shopping. – 1 EDGE Point per Rs. 100 on all other spends. |
2 EDGE RPs per Rs. 200 spent on domestic and international spends. | 3% Cashback on Entertainment, Food Delivery & Commute. |
| Rewards Redemption | Reward Points redeemable for shopping/travel vouchers and products on Axis Bank EDGE Rewards Portal. | RPs can be redeemed against products, vouchers, flight/hotel tickets, Airmiles, etc | Direct Cashback |
| Details | Indian Oil Card | KWIK Card | Fibe Rupay Card |
| Monthly Interest Rate | 3.4% | 3.6% | 3.6% |
| Annual Interest Rate | 49.36% | 52.86% | 52.86% |
| Fuel Surcharge | 1% fuel surcharge waived for transactions between Rs. 200 and Rs. 5,000 | 1% fuel surcharge waiver on transactions between Rs. 400 to Rs. 4000 | 1% upto Rs 400 |
| Cash Advance Fee | 3.4% of the total transaction amount (Minimum Rs. 500). | NA | 2.5% of the Transaction Amount or a Minimum of Rs. 500 |
| Forex Markup Fee | 3.5% of foreign spends | 3.5% of foreign spends | 3.5% of foreign spends |
When applying for the Axis Bank RuPay Card, the procedure is streamlined and necessitates the submission of specific documents for KYC (Know Your Customer) compliance and eligibility confirmation. Here is a detailed list of the documents required:
For the Axis Bank RuPay Cards, the eligibility requirements are as follows:
Applying for Axis Bank RuPay Credit Cards can be done in a few simple steps:
To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
Linking your card to your UPI ID allows for easy and secure transactions. It enables you to make credit card payments directly from your UPI-enabled apps, leveraging the convenience of UPI with the benefits of your credit card.
Annual fees for Axis Bank RuPay Credit Cards vary by card type. Some cards may offer a lifetime free option, while others might have an annual fee based on the card’s features and benefits. Please check the specific card details for accurate information.
Yes, Axis Bank RuPay Credit Cards offer reward points on various transactions, including shopping, dining, and more. The exact rewards structure depends on the specific RuPay card you hold.
You can pay your credit card bill through the Axis Bank mobile app, internet banking, UPI, or by visiting an Axis Bank branch. Other payment options include NEFT, bill payment services, and cheque payments.
Immediately report the loss or theft to Axis Bank’s customer service. You can do this by calling their helpline, using the mobile app, or through internet banking to block your card and request a replacement.
Yes, Axis Bank offers add-on RuPay credit cards for family members of the primary cardholder. The eligibility criteria for add-on cardholders usually include age and relationship to the primary cardholder.
This depends on the specific RuPay credit card variant you hold. Some cards are designed for international use, while others may be restricted to domestic transactions only. Check your card’s features for details.
You can check your reward points balance through the Axis Bank mobile app, internet banking, or by contacting customer service.
