Axis Bank Select Credit Card

The main Axis Bank SELECT credit card feature is that it can be used as a shopping credit card. However, there are other benefits as well which are mentioned below:

Welcome Benefits

• 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance. (No welcome benefit for Lifetime free credit card customers)

Lounge Access

• Priority Pass Membership with up to 12 international lounge access on the first card transaction within 30 days of card issuance
• Up to 8 complimentary (2 per quarter) domestic lounge access for primary Card holders will be based on minimum spending of INR 50,000 in the previous 3 months. In the case of a newly issued card, the minimum spend criteria are waived off for the month of issuance as well as for the following 3 months.

Discounts & Cashback

• BigBasket Instant discount: Flat Rs. 500 off per month on minimum purchase of Rs. 3,000, once per month
• Swiggy Instant discount: Flat Rs.200 off on a cart value of Rs 1000, applicable twice per month

Rewards

• Exclusive golf privileges with up to 9 complimentary golf rounds
• 5,000 EDGE REWARD Points on reaching Rs. 3 Lakhs annual spend
• Annual fee waiver on Rs. 8 Lakhs annual spend
• 10 EDGE REWARD Points on every Rs. 200 spent, 2X EDGE REWARD Points on retail shopping spent

Annual benefits

• Priority Pass Membership renewal on annual spend of 3 Lakh

Fees 

• Joining Fees: Rs. 3000+GST (Nil for Burgundy clients)/- only
• Annual Fees: Rs. 3000+GST (Nil for Burgundy clients)/- only

Following are the details of Axis Bank SELECT credit card charges:

• Joining fee: Rs. 3,000 + GST
• Annual fee: You have to pay Rs. 3,000 + GST as Axis Bank SELECT credit card annual fee.
• Joining and annual fees for Add-on card: Nil Axis Bank SELECT credit card fees
• Joining and annual fees for Burgundy customers: Nil
• Hotlisting charges: Nil
• Cash payment fee: Rs. 100
• Card replacement fee: Rs. 100
• Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.)
• Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
• Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
• Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)
• Cheque return/dishonor fee or auto-debit reversal: 2% of the amount (minimum Rs.450).
• Foreign currency transaction fee:  3.50% of the transaction value.
• Surcharge on purchase/cancellation of railway tickets: As mentioned by IRCTC/Indian Railways.
• Fuel transaction surcharge: 1% of transaction value. Gets refunded for fuel transactions between Rs. 400 to Rs. 4,000.
• GST: As per existing Government norms.
• Duplicate statement fee/ Charge slip retrieval fee/ Copy request fee/ Outstation cheque fee/ Balance inquiry charges: Waived

Following are the Axis Bank SELECT card eligibility criteria in detail:

• The primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
• The Primary cardholder must be aged between 18 and 70 years.
• The Add-on cardholder of the Axis Bank SELECT credit card should be above 18 years of age.
• The net annual income of the applicant should be Rs. 6,00,000 or above

If you are looking for Axis Bank SELECT credit card apply online with the following documents:

• A copy of PAN card or Form 60
• Recent coloured photograph
• Income proof: Recent Payslip/ Form 16/ ITR copy
• Residence proof: Passport/ Driving License/ Ration Card/ Electricity Bill/ Landline Telephone Bill.