Axis Bank Vistara Signature Credit Card

Following are the key highlights of the Axis Vistara Signature credit card:

The key features and benefits of Axis Bank Vistara Signature Axis Bank are as follows:

Welcome Benefits

• A complimentary Premium Economy Class flight ticket voucher.
• The offer is applicable only on fee payment.
• This benefit can also be availed of on payment of the renewal fee.

Complimentary Club Vistara Silver membership

• Get exclusive privileges with complimentary Club Vistara Silver membership.
• With this membership, you can enjoy benefits like priority check-in and additional baggage allowance.
• Club Vistara Silver membership will be issued within 10 working days of joining/annual fee payment.

Club Vistara Points

• Earn 4 CV points on spending every Rs. 200.
• CV points can be redeemed for upgrades and award flights.

Milestone Benefits

• Get 3,000 bonus CV points and on achieving milestone spends of Rs. 75,000 in the first 90 days from card issuance.
• Get 1 complimentary Premium Economy Class flight ticket on achieving milestone spends of Rs. 1,50,000, Rs. 3,00,000, Rs. 4,50,000 and Rs. 9,00,000 each.
• This milestone benefit can be availed only for the card anniversary year beginning on or after 01.11.2019.

Lifestyle Privileges

• Get upto 8 complimentary access (2 per calendar quarter) to select domestic lounges on minimum spends of INR 50,000 in previous 3 months
• With the Extraordinary Weekends program, get curated experiences from across the world.
• With EazyDiner, get 25% off (up to Rs. 800) at partner restaurants in India.
• 3 complimentary golf rounds at some most picturesque golf courses in India.

Insurance Benefits

• Purchase Protection Cover of up to Rs. 1,00,000.
• Cover of up to USD 300 for loss of travel documents and check-in baggage delay/loss.

Convert Purchases into EMIs

• Convert every big transaction worth Rs. 2500 or more into Equated Monthly Instalments (EMIs).

Contact Axis Bank customer care to activate this benefit.

Fees 

• Joining fee: Rs. 3,000
• Annual fee: Rs. 3,000

Axis Bank Vistara Signature credit card fees and charges are mentioned below in detail:

• Joining fee: Rs. 3,000.
• Annual fee: Rs. 3,000.
• Joining & annual fees for Add-on card: Nil.
• Card replacement charges: Nil
• Cash payment fee: Rs. 100
• Finance charges for retail purchases & cash: 3.6% per month (52.86% p.a.).
• Cash withdrawal charges: 2.5% (minimum Rs. 500) of the withdrawn amount. 
• Overdue penalty/ Late payment fee: Up to Rs. 1,200 depending on the due payment amount.
• Overlimit penalty: 2.5% of the over-limit amount (minimum Rs. 500)
• Cheque return/ dishonour fee/ auto-debit reversal: 2% of the amount (minimum Rs. 450 & maximum Rs. 1,512).
• Fuel transaction charges: 1% of the transaction amount.
• Foreign currency transaction fee: 3.50% of the transaction value.
• Rent transaction fee: 1% (maximum Rs. 1,500) per transaction.
• Dynamic currency conversion markup: 1% on international the transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered in a foreign nation.

Following are the Axis Bank Vistara Signature credit card eligibility criteria in detail:

• The primary cardholder must be an Indian resident.
• The age of the primary cardholder must be between 18 and 70 years.
• The net income of the primary cardholder should be at least Rs. 6,00,000 per annum.

The above eligibility criteria are only indicative. Approval or decline of the application is at the sole discretion of Axis Bank.

If you are looking for an Axis Bank Vistara Signature credit card apply online with the following documents:

• Duly filled in and signed the Axis Bank credit card application form along with a recent coloured photograph.
• A photocopy of the PAN card or Form 60
• Proof of income: Latest Payslip/ Form 16/ copy of ITR
• Residence proof (any one): Passport/ Ration Card/ Driving License/ Electricity Bill/ Landline Telephone Bill.
• Identity proof (anyone): Passport/ Driving License/ Ration Card/ Electricity Bill/ Landline Telephone Bill.

The above list of documents is only indicative. Documents required may vary on a case-to-case basis.

You can apply for an Axis Bank Vistara Signature credit card through Banking Vidhya

• Click on the “Apply Now” Button.
• You will be redirected to the Axis Bank website.
• Existing or new Axis Bank clients may select “Yes” or “No.”.
• Fill in the required details and submit.