ManipalCigna Health Insurance Company Limited is a company set up for exclusively addressing the health insurance sector needs. The Insurance Regulatory Development Authority of India (IRDA) registered health insurance company began its operations in February 2014. In 2018, Manipal Group came into collaboration with Cigna Corporation and TTK Group which is a leading company in delivering healthcare and advanced studies.
On ManipalCigna Official Website
Updated: 29-05-2024 10:02:20 AM
ManipalCigna Health Insurance Company Limited is a company set up for exclusively addressing the health insurance sector needs. The Insurance Regulatory Development Authority of India (IRDA) registered health insurance company began its operations in February 2014. In 2018, Manipal Group came into collaboration with Cigna Corporation and TTK Group which is a leading company in delivering healthcare and advanced studies.
The registered office of ManipalCigna Health Insurance Company is located in East Goregaon in Mumbai and the company has PAN Indian presence in 15 cities of the country. Its products are widely available throughout the country through its various agents and distributors.
1. Variant Offers – It offers individual, family and corporate health insurance plans with comprehensive coverage.
2. Members Covered – It provides coverage to a maximum of 4 family members including 2 children and 2 adults.
3. Nil Room Expenses – It offers brownie points with zero sub-limits for room rent expenses.
4. Hospitalization Cover – Provides pre-hospitalization cover of 60 days and post-hospitalization cover of 180 days for medical expenditure only.
5. Free Medical Screeningn – Exclusive free health check-up for the individuals of 18 years and above once in an interval of 3 years.
6. Lifetime Renewal Policy – One can renew the policy anytime with no age limit assuring to provide financial support throughout life.
7. Pre-existing Illness – Conditions existing prior to purchase the policy are also covered under this after a waiting period of 4 years.
8. Co-Pay – It does not exist under this plan.
Manipal Cigna itself seems like a blessing for the customers through its appealing services offering a secure future to the insured for a healthy and enthusiastic life.
ManipalCigna Health Insurance Company has set up a complete online presence on the web through its company portal for the benefit and convenience of health insurance seekers. Policyholders can easily renew the policy online sitting at home.
Follow the below-mentioned steps to renew your policy online:
*Note: If the policyholder makes the payment prior to the official due date, the policy will be treated as a new policy from the close date of the earlier one.
Within a short span of 3 years the health insurance company has firmly established itself as an Indian and global quality health insurance service provider. Manipal Cigna is an ISO 9001:2008 certified company having over 4000 PAN India network hospitals for providing emergency care to its policyholders and policy members.
Manipal Cigna is now among the Fortune 500 companies and its global customer base is over 74.98 million and it earns yearly revenue of $29.1 billion from its sales operations in more than 30 countries across the globe. The company staffs over 35000 people to provide round the clock assistance to its customers.
In 2015, ManipalCigna achieved the Economic Times Best Promising Brands Awards for its achievements. The award entitled to the “most precisely established brand value, innovation, customer experience and support, quality and delivering excellent services”.
Manipal Cigna health insurance plan has some exclusions. Specifically, in critical illness policy. Let us look at the following:
Visit the website of ManipalCigna and download the claim form.
Fill in the details required and attach the documents as follows:
ManipalCigna has an established claim settlement procedure to take care of the claims in a smooth and feasible way. There exists primarily two types of claim settlement processes.
Cashless Claims | Reimbursement Claims |
Insurance companies comprise of a chain of network hospitals in every area. To get the cashless claims, you need to opt for the treatment in a network hospital only. | To avail reimbursement claim services, you need to pay the bills for the treatment on your own, post-treatment you are required to file a claim to reimburse the expenses. |
To enjoy the services you need to get approval according to the rules and regulations of the policy. | For this process, submission of medical bills, prescriptions, discharge receipt is required to the insurance company. |
Pre-Approval procedure for cashless claims:
Documents submission for reimbursement claims:
Expert Advice: It is advisable to the policyholders to always carry their policy cards, other relevant documents and details along with them to avail quick assistance during emergencies.
It is important to indicate the insurance company within 24 hrs of hospitalization. If the hospitalization is planned earlier then inform the company before 48 hrs of admission in the hospital.
Contact ManipalCigna at:-
Toll-free number: 1800-102-4462
E-mail: [email protected]
One of the most crucial tasks is to note down the ManipalCigna’s network hospitals. There are more than 4000+ network hospitals are available worldwide. The network hospitals are meant to provide cashless facility to the insured all over India. Visit the official website of the insurance company and choose the city & state in the list provided on the website and check the network hospitals with the contact details. Note down the information and details of the hospitals available in your network to utilize them for emergencies.
The website offers easy navigability and latest web-based features to web users. Individuals can seek information regarding all the business aspects of the company as well as complete product information. The website also provides health-related guidance and counseling along with a web online tool known as the ‘health insurance premium calculator’. Web users and customers can seek premium information online.
Follow these 5 steps to calculate your premium online:
There are several features of this plan that will help you to make this plan your preferable choice.
The cover should be taken by individuals who travel to foreign destinations regularly. It provides coverage to Indian citizens and expatriates operating overseas under one umbrella.
You can get the complete list of network hospitals from the official website of ManipalCigna.
No, there is no certain limit for claiming benefits, the sum assured will remain same and the coverage will continue for the existing policy term.