Niva Bupa Health Insurance Company Limited is formed by a joint undertaking between the Bupa Finance Plc, UK- headquarter and the Niva India which specializes in healthcare services. Niva Bupa Insurance Ltd offer insurance in many sectors of life such as life insurance, travel insurance, health insurance, motor insurance and etc., Niva Bupa Health Insurance is emerging as a great competitor of all other insurance providers with a support of 29 million customers in more than 190 countries. Niva Bupa Health Insurance plan helps the policyholder economically, mentally and offer assistance in getting the best medical consultant and care. It tends to build a long-lasting bond between the policyholder and the Niva Bupa Health Insurance.
On Niva Bupa Official Website
Updated: 18-05-2024 03:09:15 PM
| Network Hospitals | 3500+ |
| Renewability | Lifetime |
| Claims Ratio | 50.19 |
| Waiting Period | 4 Years |
| Grievances Solved | 100.00% |
In a family, everyone has a different taste bud and crave for different types of food. It is never like everyone is eating one thing without any change in the menu. Same as that the Niva Bupa Health Insurance policy offers different types of health insurance policies from which one can choose as per requirements and the cover.
If you are fit, then everything is hit! Niva Bupa GoActive Individual Health Plan offers comprehensive health insurance coverage for an individual. One perfect health insurance cover can make the life of an individual perfect. It is a pocket-friendly insurance plan with wider cover.
Benefits and features of Niva Bupa GoActive Individual Health Plan
Eligibility of Niva Bupa GoActive Individual Health Plan
The minimum eligibility age for adults under the Niva Bupa GoActive Individual health policy is from 18 years to 65 years (maximum eligibility age). The entry age for dependent children is from 91 days to 21 years.
| Sum Insured | Rs 4 Lacs to 25 lacs |
| Policy Tenure | 1 year |
| Free Look Period | 15 Days |
| Domiciliary Hospitalization | Available |
| Renewal | Lifetime |
Exclusions 0f Niva Bupa GoActive Individual Health Plan
At the Niva Bupa Health Insurance, making a claim is simple and convenient. The Niva Bupa Health Insurance has an in-house claim settlement process team that processes the insurance claims within 30 working days from the time you receive your last necessary documentation.
There are 2 types of health insurance claims one can make with the Niva Bupa Health Insurance:
Cashless Claim
The cashless claim can be made if the individual got treatment from the network hospitals of Niva Bupa Health Insurance.
If in case the insurance cashless claim is rejection, one can pay all bills and later apply for reimbursement claim.
If in case the insurance cashless claim is rejection, one can pay all bills and later apply for reimbursement claim.
Reimbursement Claim
Note:- In case of any emergencies, you need to inform Niva Bupa within 24 hours of admission to the hospital. But, In the case of planned emergencies, the notification has to reach the Niva Bupa Insurance Company within 48 hours prior to the hospitalization. The claim intimation can be done via Niva Bupa’s toll-free number 1800-3010-3333. The same can also be emailed to [email protected].
Niva Bupa Health Insurance have tailor made offers for the customer keeping in mind their requirements, need, cover, family members, age and income. Niva Bupa Health Insurance has a health insurance plan for everyone. No matter if you are wealthy or poor, old or young, if you are diagnosed with some disease then you have to get a good treatment in order to get better and live life as desired.
Niva Bupa medical insurance is providing cashless facility with 3,500+ network hospitals to the policyholder in all over the India. Not only this but a few specific medical insurance policies offers international cashless treatment to the insured for major critical illnesses such as organ transplant and cancer with the help of its global network in more than 190 countries.
The policyholder gets assistance without any hassle even in abroad. Niva Bupa medical insurance provides a wide range of health insurance plans that are suitable for the family inclusive of from newborn babies to senior citizens under a single effective insurance policy. Above all, while making the claim, Niva Bupa insurance policy provided direct claim settlement. There will be no involvement of a TPA that save time and give a better facility to the policyholder. The incurred claim settlement ratio of Niva Bupa Health Insurance for F.Y. 2017 – 18 is 50.19% which is quite attractive.
This is the age of technology and everything is just a click away. But, not everyone has good knowledge of technology. The Niva Bupa Health Insurance offer everyone an equal chance to buy health insurance policy. Basically there are three modes through which you can buy Niva Bupa Health Insurance plan-
We all try to work in a systematic manner in order to avoid any event that hinders our pace of happiness. But, sometimes, things are not in our hands. Many factors like, economic crisis, sudden job loss, education stress, personal problems increase the tension level. Among these, health problems leave a long time impact on life. Health problems are not something new to deal with. But, with time, the way of dealing with the health illness and disease have changed to a great extent. Now, as education sector is emerging with the great boost, people are getting aware about the need of insurance in our life.
Insurance market is flooded with various insurers claiming to be the best! Niva Bupa Health Insurance is blooming as the mighty flower in the garden of insurance market. There are many health insurance companies in the Indian insurance market and Niva Bupa is one of the most famous health insurance policies. Niva Bupa Health Insurance is the finest example to receive best healthcare services at affordable prices. The easy and fast claim settlement service, market reputation has made it the best choice for all customers
Now a days. Health problem comes unannounced and one has to be actively ready to face no matter what comes on the way. Niva Bupa Health insurance comes with various benefits and features for the policyholder that it becomes a must-
You have to be careful with all aspects of your Niva Bupa Health Insurance, but in general, you can make a checklist and it consist of following points-
Satisfaction is the utmost factor when anyone buys the insurance policy. Free look period is just what you need when you are unsure about your health insurance plan.
If you are unsatisfied with your policy, you have a 15 day free look period during which you can cancel your policy simply by stating your reason. The free look period will be 30 days if the Policy is purchased through distance marketing mode and Policy Tenure is 3 years.
Niva Bupa Health Insurance has a customer grievance redressal mechanism that gives policyholders the platform to lodge complaints. This can be done by calling the toll-free number or writing an email.
Yes! You can get treatment in a network or non network hospital, but it differs with the claim. A network hospital is a hospital with which your health insurance provider has an official connection. You can enjoy cashless hospitalization in a network hospital. In a non- network hospital, you cannot avail cashless hospitalization and with this hospital, your health insurance provider does not have any tie up. Depending on the Niva Bupa Health Insurance policy, you can just get a reimbursement of your expenses during the treatment of policyholder from non – network hospitals.
Any illness, injury, disease or condition detected, treated or diagnosed before 48 hours of purchasing the policy is considered a pre-existing condition or disease.
Yes, you can cover yourself and your spouse residing anywhere in India under one Niva Bupa Health Insurance Policy.
