In the wake of the jubilant New Year festivities, the roster of bank holidays in January 2024 emerges. The inaugural month of the annum is slated to host a total of 16 holidays, encompassing both the second and fourth weekends, inclusive of Saturdays and Sundays. Furthermore, it is noteworthy that the holidays will adhere to the localized customs of distinct regions in India, exhibiting variations across different states.
The schedule of bank holidays is disseminated by the Reserve Bank of India (RBI), derived from a mosaic of factors such as national and state holidays, cultural or religious commemorations, operational necessities, government proclamations, and coordination with fellow financial institutions. It is of paramount significance to acknowledge that the RBI communicates its holiday itinerary through official channels, comprising its website and notifications to banking and financial entities.
In addition to the aforementioned, banking institutions will observe closure on the 7th of January (Sunday), 13th of January (Second Saturday), 14th of January (Sunday), 21st of January (Sunday), 27th of January (Fourth Saturday), and 28th of January (Sunday).
Despite the temporary closure of both private and public sector banks, nationwide access to online banking services will endure. It behooves individuals to cultivate an elevated awareness of the scheduled bank holidays, meticulously noting the specific dates. This, in turn, empowers them to judiciously plan their visits to proximate branches.
In the digital realm, where accessibility is paramount, it is imperative for individuals to stay attuned to the schedule of bank holidays, ensuring seamless financial transactions and strategic planning. The perpetuity of online banking services nationwide during these hiatuses underscores the need for vigilance in aligning personal financial engagements with the prescribed holiday calendar.
As the curtains draw on the revelry of the New Year, the compendium of bank holidays in January unfurls, presenting a mosaic of 16 holidays, spanning the second and fourth weekends, encompassing both Saturdays and Sundays. Noteworthy is the tapestry of regional customs that embellish these holidays, offering a kaleidoscope of variations across diverse states in India.
Choreographed by the Reserve Bank of India (RBI), this schedule of bank holidays derives its rhythm from a symphony of elements—national and state holidays, cultural and religious observances, operational exigencies, governmental proclamations, and harmonization with fellow financial institutions. The RBI orchestrates the dissemination of this schedule through official conduits, employing its website and dispatching notifications to the diverse array of banking and financial entities.
To add a cadence to the holiday melody, banking institutions will gracefully bow out on the 7th of January (Sunday), 13th of January (Second Saturday), 14th of January (Sunday), 21st of January (Sunday), 27th of January (Fourth Saturday), and 28th of January (Sunday).
In the ebb and flow of financial dynamics, even as the physical doors of banks temporize, the virtual gates of online banking services stand resolute. This underscores the onus on individuals to cultivate a discerning awareness of the rhythmic pauses in the financial calendar, carefully marking the dates. This awareness becomes the compass guiding expedient visits to the branches that serve as the bedrock of financial interactions.
In the digital tableau where accessibility reigns supreme, an individual’s financial acumen finds its true north in synchrony with the prescribed schedule of bank holidays. The persistence of online banking services during these interludes underscores the need for a vigilant dance with the holiday calendar, ensuring a seamless orchestration of financial engagements
| Date | Day | Occasion | Region |
| 01 Jan | Monday | New Year | Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata and Shillong |
| 02 Jan | Tuesday | New Year celebrations | Aizawl |
| 11 Jan | Thursday | Missionary Day | Aizawl |
| 12 Jan | Friday | Swami Vivekananda birth anniversary | Kolkata |
| 15 Jan | Monday | Uttarayana Punyakala/Makara Sankranti Festival/Maghe Sankranti/Pongal/Magh Bihu | Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad |
| 16 Jan | Tuesday | Thiruvalluvar Day | Chennai |
| 17 Jan | Wednesday | Uzhavar Thirunal/Sri Guru Gobind Singh Ji Birthday | Chandigarh and Chennai |
| 22 Jan | Monday | Imoinu Iratpa | Imphal |
| 23 Jan | Tuesday | Gaan-Ngai/Netaji’s Birth Day | Imphal and Kolkata |
| 25 Jan | Thursday | Thai Poosam/Birthday of Md. Hazarat Ali | Chennai, Kanpur and Lucknow |
| 26 Jan | Friday | Republic Day | All across India |
