Get instant loans from up to Rs. 5,00,000 by downloading the SmartCoin personal loan app at a minimum interest rate starting from 18% per annum. Olyv (formerly known as SmartCoin) offers loans in a 100% digital and safe process from your mobile within minutes of application. The borrowed amount can be repaid conveniently within 2 to 24 months.
Updated: 13-05-2024 03:10:01 PM
Following are the key details of the SmartCoin loan:
| Minimum loan amount | Rs. 1,000 |
| Smart Coin maximum loan amount | Rs. 5,00,000 |
| Rate of interest | 18% – 30% p.a. |
| Tenure | 2 – 24 months |
| Processing fee | 2% – 12% of the loan amount + GST |
| Bounce/ late payment charges | Up to Rs. 500 + GST |
| Default interest | 0% p.a. |
SmartCoin personal loan interest rates are fixed and vary from 18% to 30% per annum, depending on the borrower’s eligibility, loan amount, and repayment tenure. You will also be required to pay a processing fee of 2% to 12% of the loan amount plus applicable GST along with the Smart Coin loan interest rate.
Any self-employed or salaried individual aged above 21 years can apply for an Olyv (formerly known as SmartCoin) personal loan. Also, to meet the SmartCoin loan eligibility, the applicant should have a regular monthly source of income.
To get a SmartCoin loan apply with the required documents. It will help in instant approval and loan sanction. Olyv also verifies your bank account to ensure it belongs to you.
Fill the form by clicking on Apply Now Button and compare latest Interest Rate of all Banks/NFBCs for Instant and Quick Personal Loan Disbursal.
All loans approved and sanctioned by Olyv are processed by RBI-registered banks and NBFCs.
If you have any query, concern, feedback or suggestion about SmartCoin personal loan, you can call the SmartCoin helpdesk at +91-9148380504.
If you are registering on Olyv for the first time, you have to log in with your name and mobile number. Then, you need to sign up using your Gmail ID. Registered users have to sign in using their Gmail ID used to create their account.
Olyv verifies the user’s bank account to ensure that the account belongs to them.
