Pramerica Mutual Fund

Here are the different kinds of mutual funds offered by DHFL Pramerica:

• Equity Funds
• Debt Funds
• Hybrid Funds
• International Fund of Funds

Here are the equity funds offered by DHFL Pramerica Mutual Fund:

• DHFL Pramerica Large Cap FundFund Type Open-ended equity schemeEntry LoadN/AExit LoadBenchmarkNifty 50 Total Returns IndexFund ManagerAlok AgarwalRisk FactorModerately highInvestment Objective of DHFL Pramerica Large Cap FundThe investment objective of DHFL Pramerica Large Cap Fund is to achieve capital appreciation in the long term through investment in a diversified portfolio consisting of equity and equity-related instruments of mainly large cap companies.Who is DHFL Pramerica Large Cap Fund suitable for?The DHFL Pramerica Large Cap Fund is ideal for investors who want long-term capital appreciation by investing mainly in equity and equity-related instruments of large cap companies.
  • In case any of the units are redeemed prior to a year from when they were allotted, the exit load levied shall be 1% of the applicable NAV
  • No exit load shall be charged for any redemptions thereafter
• DHFL Pramerica Diversified Equity FundFund Type Open-ended equity schemeEntry LoadN/AExit LoadBenchmarkS&P BSE 200 Total Returns IndexFund ManagerAniruddha NahaRisk FactorModerately highInvestment Objective of DHFL Pramerica Diversified Equity FundThe investment objective of DHFL Pramerica Diversified Equity Fund is to achieve capital growth and income by investing mainly in a diversified portfolio that is actively managed and comprises equity and equity-related securities along with derivatives.Who is the DHFL Pramerica Diversified Equity Fund suitable for?The DHFL Pramerica Diversified Equity Fund is ideal for those who want long-term capital growth and income through investments mainly in a diversified portfolio consisting of equity and equity-related securities.
  • In case any of the units are redeemed prior to a year from when they were allotted, the exit load levied shall be 1% of the applicable NAV
  • No exit load shall be charged for any redemptions thereafter
• DHFL Pramerica Midcap Opportunities FundFund Type Open-ended equity schemeEntry LoadN/AExit LoadBenchmarkNifty Midcap 100 Total Returns IndexFund ManagerAniruddha NahaRisk FactorModerately highInvestment Objective of DHFL Pramerica Midcap Opportunities FundThe investment objective of DHFL Pramerica Midcap Opportunities Fund is to generate capital growth in the long term through investments mainly in equity and equity-related securities of mid cap companies.Who is the DHFL Pramerica Midcap Opportunities Fund suitable for?The DHFL Pramerica Midcap Opportunities Fund is ideal for those who want long-term capital growth through investments mainly in equity and equity-related securities of mid cap companies.
  • In case any of the units are redeemed prior to a year from when they were allotted, the exit load levied shall be 1% of the applicable NAV
  • No exit load shall be charged for any redemptions thereafter
• DHFL Pramerica Long Term Equity FundFund Type Open-ended equity linked savings scheme with a 3-year statutory lock-in periodEntry LoadN/AExit LoadNilBenchmarkS&P BSE 200 Total Returns IndexFund ManagerAvinash AgarwalRisk FactorModerately highInvestment Objective of DHFL Pramerica Long Term Equity FundThe investment objective of DHFL Pramerica Long Term Equity Fund is to achieve capital growth in the long term through investments mainly in equity and equity-related securities while offering tax deductions under the Income Tax Act.Who is the DHFL Pramerica Long Term Equity Fund suitable for?The DHFL Pramerica Long Term Equity Fund is ideal for those who want capital appreciation in the long term through investments mainly in equity and equity-related securities, and for those who want to avail tax deductions under the Income Tax Act.
• DHFL Pramerica Arbitrage FundFund Type Open-ended equity schemeEntry LoadN/AExit LoadBenchmarkNifty 50 Arbitrage Total Returns IndexFund ManagerUtkarsh Katkoria, Hitash Dang, and Kumaresh RamakrishnanRisk FactorModerately lowInvestment Objective of DHFL Pramerica Arbitrage FundThe investment objective of DHFL Pramerica Arbitrage Fund is to achieve income through investment in arbitrage opportunities in the cash as well as derivatives market and also in the market’s derivatives segment. Investments under this scheme are also made in money market and debt securities.Who is the DHFL Pramerica Arbitrage Fund suitable for?The DHFL Pramerica Arbitrage Fund is ideal for those who want income in the short term through investment in arbitrage opportunities.
  • In case any of the units are redeemed within 30 days from when they were allotted, the exit load charged shall be 0.50% of the applicable NAV
  • In case any of the units are redeemed after 30 days from when they were allotted, no exit load shall be applicable

Here are the debt funds offered by DHFL Pramerica Mutual Fund:

• DHFL Pramerica Insta Cash FundFund Type Open-ended liquid schemeEntry LoadN/AExit LoadNilBenchmarkCRISIL Liquid Fund IndexFund ManagerKumaresh Ramakrishnan and Kunal JainRisk FactorLowInvestment Objective of DHFL Pramerica Insta Cash FundThe investment objective of DHFL Pramerica Insta Cash Fund is to achieve steady returns in addition to high liquidity through investment in a portfolio that comprises high-quality short-term debt and money market securities.Who is the DHFL Pramerica Insta Cash Fund suitable for?The DHFL Pramerica Insta Cash Fund is ideal for those want short-term income and high liquidity by investing in money market and debt instruments whose maturity period does not exceed 91 days.
• DHFL Pramerica Low Duration FundFund Type Open-ended low duration debt schemeEntry LoadN/AExit LoadNilBenchmarkCRISIL Low Duration Debt IndexFund ManagerKumaresh RamakrishnanRisk FactorModerateInvestment Objective of DHFL Pramerica Low Duration FundThe investment objective of DHFL Pramerica Low Duration Fund is to achieve income by investing mainly in money market and debt instruments with low durations.Who is the DHFL Pramerica Low Duration Fund suitable for?The DHFL Pramerica Low Duration Fund is ideal for those who want short-term income by investing in money market and debt securities with short durations.
• DHFL Pramerica Ultra Short Term FundFund Type Open-ended ultra-short term debt schemeEntry LoadN/AExit LoadNilBenchmarkCRISIL Liquid Fund IndexFund ManagerKumaresh Ramakrishnan and Kunal JainRisk FactorModerately lowInvestment Objective of DHFL Pramerica Ultra Short Term FundThe investment objective of DHFL Pramerica Ultra Short Term Fund is to achieve returns through investment in a combination of money market and debt securities.Who is the DHFL Pramerica Ultra Short Term Fund suitable for?The DHFL Pramerica Ultra Short Term Fund is ideal for those who want short-term income by investing in money market and debt securities.
• DHFL Pramerica Floating Rate FundFund Type Open-ended debt schemeEntry LoadN/AExit LoadNilBenchmarkCRISIL Low Duration Debt IndexFund ManagerRakesh Suri and Puneet PalRisk FactorModerately lowInvestment Objective of DHFL Pramerica Floating Rate FundThe investment objective of DHFL Pramerica Floating Rate Fund is to achieve income by investing mainly in a portfolio that consists of floating rate debt securities.Who is the DHFL Pramerica Floating Rate Fund suitable for?The DHFL Pramerica Floating Rate Fund is ideal for those who want short-term income by investing mainly in short term debt instruments and floating rate debt securities.
• DHFL Pramerica Short Maturity FundFund Type Open-ended short-term debt schemeEntry LoadN/AExit LoadBenchmarkCRISIL Short Term Bond Fund IndexFund ManagerKumaresh Ramakrishnan and Puneet PalRisk FactorModerateInvestment Objective of DHFL Pramerica Short Maturity FundThe investment objective of DHFL Pramerica Short Maturity Fund is to achieve returns through investment in short- to medium-term money market and debt instruments with low to medium market risk.Who is the DHFL Pramerica Short Maturity Fund suitable for?The DHFL Pramerica Short Maturity Fund is ideal for those who want short-term income by investing in short-term money market and debt securities.
  • In case any of the units are redeemed within six months from when they were allotted, the exit load charged shall be 0.5% of the applicable NAV
  • In case any of the units are redeemed after six months from when they were allotted, no exit load will be charged
• DHFL Pramerica Medium Term FundFund Type Pramerica Medium Term Fund is idealOpen-ended medium-term debt schemeEntry LoadN/AExit LoadBenchmarkCRISIL Composite Bond Fund IndexFund ManagerPuneet PalRisk FactorModerateInvestment Objective of DHFL Pramerica Medium Term FundThe investment objective of DHFL Pramerica Medium Term Fund is to achieve capital growth and income through investments in money market and debt securities.Who is the DHFL Pramerica Medium Term Fund suitable for?The DHFL  for those who want capital growth and income in the medium term by investing in medium-term money market and debt securities.
  • In case any of the units are redeemed within one month from when they were allotted, the exit load charged shall be 1% of the applicable NAV
  • In case any of the units are redeemed after one month from when they were allotted, no exit load will be charged
• DHFL Pramerica Dynamic Bond FundFund Type Open-ended dynamic debt schemeEntry LoadN/AExit LoadBenchmarkCRISIL Composite Bond Fund IndexFund ManagerPuneet PalRisk FactorModerateInvestment Objective of DHFL Pramerica Dynamic Bond FundThe investment objective of DHFL Pramerica Dynamic Bond Fund is to achieve returns by actively managing a portfolio that comprises money market and debt securities.Who is the DHFL Pramerica Dynamic Bond Fund suitable for?The DHFL Pramerica Dynamic Bond Fund is ideal for those who want short-term income and returns from a portfolio comprising money market and debt securities.
  • In case any of the units are redeemed within one month from when they were allotted, the exit load charged shall be 1% of the applicable NAV
  • In case any of the units are redeemed after one month from when they were allotted, no exit load will be charged
• DHFL Pramerica Premier Bond FundFund Type Open-ended debt schemeEntry LoadN/AExit LoadNilBenchmarkCRISIL Composite Bond Fund IndexFund ManagerPuneet Pal and Rakesh SuriRisk FactorModerateInvestment Objective of DHFL Pramerica Premier Bond FundThe investment objective of DHFL Pramerica Premier Bond Fund is to achieve capital growth as well as income by investing mainly in corporate bonds that are rated AA+ and above.Who is the DHFL Pramerica Premier Bond Fund suitable for?The DHFL Pramerica Premier Bond Fund is ideal for those who want medium-term income by investing mainly in corporate bonds that are rated AA+ and above.
• DHFL Pramerica Credit Risk FundFund Type Open-ended debt schemeEntry LoadN/AExit LoadBenchmarkCRISIL Short Term Bond Fund IndexFund ManagerKumaresh RamakrishnanRisk FactorModerateInvestment Objective of DHFL Pramerica Credit Risk FundThe investment objective of the DHFL Pramerica Credit Risk Fund is to achieve capital growth as well as income through investment mainly in corporate debt instruments that are rated AA and below.Who is the DHFL Pramerica Credit Risk Fund suitable for?The DHFL Pramerica Credit Risk Fund is ideal for those who want capital growth and income between the medium and long term by investing mainly in corporate debt instruments that are rated AA and below.
  • In case up to 10% of the units are redeemed within a year from when they were allotted, no exit load shall be charged
  • In case more than 10% of the units are redeemed within a year from when they were allotted, 1% of the applicable NAV shall be charged as exit load
  • No exit load shall be applicable for redemptions after a year
• DHFL Pramerica Banking and PSU Debt FundFund Type Open-ended debt schemeEntry LoadN/AExit LoadNilBenchmarkCRISIL Short Term Bond Fund IndexFund ManagerPuneet PalRisk FactorModerately lowInvestment Objective of DHFL Pramerica Banking and PSU Debt FundThe investment objective of the DHFL Pramerica Banking and PSU Debt Fund is to achieve capital growth and income through investment mainly in debt securities issued by Municipal Bonds, Public Sector Undertakings, banks and Public Financial Institutions.Who is the DHFL Pramerica Banking and PSU Debt Fund suitable for?The DHFL Pramerica Banking and PSU Debt Fund is ideal for those who want short-term income through investments in debt securities issued by Municipal Bonds, Public Sector Undertakings, banks and Public Financial Institutions.
• DHFL Pramerica Gilt FundFund Type Open-ended debt schemeEntry LoadN/AExit LoadNilBenchmarkI-Sec Mi-BexFund ManagerPuneet PalRisk FactorModerateInvestment Objective of DHFL Pramerica Gilt FundThe investment objective of the DHFL Pramerica Gilt Fund is to offer reasonable returns through investment in securities issued by the State/Central Government.Who is the DHFL Pramerica Gilt Fund suitable for?The DHFL Pramerica Gilt Fund is ideal for those who want medium-term income by investing in securities issued by the State/Central Government.
• DHFL Pramerica Strategic Debt FundFund TypeOpen-ended medium term debt schemeEntry LoadN/AExit LoadNilBenchmarkCRISIL Composite Bond Fund IndexFund ManagerPuneet PalRisk FactorModerateInvestment Objective of DHFL Pramerica Strategic Debt FundThe investment objective of the DHFL Pramerica Strategic Debt Fund is to generate capital growth and income through investment in money market and debt instruments.Who is the DHFL Pramerica Strategic Debt Fund suitable for?The DHFL Pramerica Strategic Debt Fund is ideal for those who want capital appreciation and income between the medium and long term by investing in money market and debt securities.

• DHFL Pramerica Hybrid Debt FundFund Type Open-ended hybrid schemeEntry LoadN/AExit LoadBenchmarkCRISIL Hybrid 85 + 15 Conservative IndexFund ManagerAlok Agarwal and Kumaresh RamakrishnanRisk FactorModerately highInvestment Objective of DHFL Pramerica Hybrid Debt FundThe investment objective of DHFL Pramerica Hybrid Debt Fund is to achieve returns by making investments mainly in money market and debt securities, and to achieve capital growth through investment in equity and equity-related securities.Who is the DHFL Pramerica Hybrid Debt Fund suitable for?The DHFL Pramerica Hybrid Debt Fund is ideal for those who want capital growth and regular income in the medium term through investment mainly in debt instruments, and partly in equity and equity-related instruments.
  • If 10% of the units are redeemed within a year from when they were allotted, no exit load shall be applicable
  • If more than 10% of the units are redeemed within a year from when they were allotted, 1.5% of the applicable NAV shall be charged as the exit load
  • No exit load shall apply for redemptions after a year
• DHFL Pramerica Equity Savings FundFund Type Open-ended schemeEntry LoadN/AExit LoadBenchmarkNifty 50 Arbitrage Fund Total Returns Index (70%) and Nifty 50 Total Returns Index (30%)Fund ManagerAlok Agarwal and Kumaresh RamakrishnanRisk FactorModerately highInvestment Objective of DHFL Pramerica Equity Savings FundThe investment objective of the DHFL Pramerica Equity Savings Fund is to offer income distribution as well as capital growth to investors through investment in equity and equity-related securities, money market and debt securities, and arbitrage opportunities.Who is the DHFL Pramerica Equity Savings Fund suitable for?The DHFL Pramerica Equity Savings Fund is ideal for those who want capital growth along with income in the medium term by investing mainly in equity and equity-related instruments as well as in debt instruments.
  • If any of the units are redeemed within a year from when they were allotted, 1% of the applicable NAV shall be charged as the exit load
  • No exit load shall apply for redemptions after a year
• DHFL Pramerica Hybrid Equity FundFund Type Open-ended hybrid schemeEntry LoadN/AExit LoadBenchmarkCRISIL Hybrid 35+65 Aggressive IndexFund ManagerAlok Agarwal and Kumaresh RamakrishnanRisk FactorModerately highInvestment Objective of DHFL Pramerica Hybrid Equity FundThe investment objective of DHFL Pramerica Hybrid Equity Fund is to generate capital growth in the long term along with income by investing in equity and equity-related instruments along with fixed income instruments.Who is the DHFL Pramerica Hybrid Equity Fund suitable for?The DHFL Pramerica Hybrid Equity Fund is ideal for those who want capital appreciation in the long term through investment mainly in equity and equity-related instruments.International Fund of Funds Offered by DHFL Pramerica Mutual FundHere are the international fund of funds offered by DHFL Pramerica:
  • If any of the units are redeemed within a year from when they were allotted, 1% of the applicable NAV shall be charged as the exit load
  • No exit load shall apply for redemptions after a year
• DHFL Pramerica Euro Equity FundFund Type Open-ended fund of fund schemeEntry LoadN/AExit LoadBenchmarkMSCI EMU IndexFund ManagerAlok AgarwalRisk FactorHighInvestment Objective of DHFL Pramerica Euro Equity FundThe investment objective of DHFL Pramerica Euro Equity Fund is to generate capital appreciation in the long term through investment in units of international mutual funds.Who is the DHFL Pramerica Euro Equity Fund suitable for?The DHFL Pramerica Euro Equity Fund is ideal for those who want long-term capital appreciation by investing in units of international mutual funds.
  • If any of the units are redeemed within a year from when they were allotted, 1% of the applicable NAV shall be charged as the exit load
  • No exit load shall apply for redemptions after a year
• DHFL Pramerica Global Agribusiness Offshore FundFund Type Open-ended fund of fund schemeEntry LoadN/AExit LoadBenchmarkMSCI World IndexFund ManagerAlok AgarwalRisk FactorHighInvestment Objective of DHFL Pramerica Global Agribusiness Offshore FundThe investment objective of DHFL Pramerica Global Agribusiness Offshore Fund is to generate capital appreciation in the long term through investment mainly in the units of international mutual funds. The focus of these investments is on agriculture and/or allied/affiliated sectors.Who is the DHFL Pramerica Global Agribusiness Offshore Fund suitable for?The DHFL Pramerica Global Agribusiness Offshore Fund is ideal for those who want long-term capital appreciation by investing in the units of international mutual funds of agriculture and businesses related to it.
  • If any of the units are redeemed within a year from when they were allotted, 1% of the applicable NAV shall be charged as the exit load
  • No exit load shall apply for redemptions after a year

If you wish to avail tax benefits by making investments in mutual funds, DHFL Pramerica offers the following scheme which can help you claim deductions under Section 80C of the Income Tax Act, 1961:

• DHFL Pramerica Long Term Equity Fund

Mutual funds from DHFL Pramerica can be purchased by the following entities:

• Residents
• Non-residents
• HUFs
• Companies
• Partnership firms
• Trusts
• Insurance companies
• Pension funds
• Banking institutions
• Foreign institutional investors
• Public financial institutions
• Parents/legal guardians if investments are made on behalf of minors

Documents Required for DHFL Pramerica Mutual Funds

• Application form
• Identity proof
• Address proof
• KYC documents

In order to invest in DHFL Pramerica Mutual Funds online, you will have to visit the company’s website (www.dhflpramericamf.com) and click on the ‘Invest Now’ link present at the right corner of your screen. You will then be redirected to a new page where you will be required to create a User ID and proceed to the investment process.

DHFL Pramerica has built a strong reputation for itself thanks to its experience in the mutual fund industry coupled with the provision of quality mutual funds, be it equity funds, liquid funds, or debt funds. With its headquarters in Mumbai, the company has branches in 19 cities across India in cities such as Delhi, Bangalore, Hyderabad, Chennai, etc. With the extensive range of mutual funds offered by the company, investors can find solutions for their investment requirements in one place with relative ease.

GST rate of 18% applicable for all financial services effective July 1, 2017.