Standard Chartered EaseMyTrip credit card comes packaged with premium travel and lifestyle benefits as a cardmember can enjoy exclusive discounts on booking flights and hotels. Standard Chartered EaseMyTrip credit card also provides the privilege of complimentary access to airport lounges in India, as well as abroad.
On Standard Chartered Bank Website
Benefits on Hotel, Flight & Bus Bookings:
Rewards Points on Standard Chartered EaseMyTrip Credit Card:
Standard Chartered EaseMyTrip Credit Card Lounge Access:
As an EaseMyTrip credit card customer, you are eligible for free airport lounge visits with an upper limit of 1 visit per calendar quarter for domestic airport lounges and 2 visits for international airport lounges.
Renewal Fee Waiver on Standard Chartered EaseMyTrip Credit Card
The renewal fee of Rs 350 on Standard Chartered EaseMyTrip credit card can be waived off on spends of Rs 50,000 and above in a card membership year.
Additional Benefits:
Standard Chartered Rewards credit card offers the facility of contactless payments with faster checkouts and secure payments, safe online transactions with enhanced security on credit card through 3D secure OTP verification.
Ease of Repayment: Standard Chartered provides digital payments with instant payment solutions from BharatQR, Bharat Bill Payment Solution & Samsung Secure Pay.
Add-On Card: The primary card members of Standard Chartered Rewards credit card can avail a supplementary credit card in order to extend the card benefits within the family.
Kuch Bhi on EMI: All Standard Chartered Rewards credit card customers can convert big spends over Rs 2,000 to easy EMIs through online banking facility of Standard Chartered or SC mobile banking with attractive pricing & flexible tenure options.
Dial-a-loan: SCB credit card customers can avail a loan facility against credit card for a value of up to Rs 5 lakh with flexible tenure from 12 to 60 months.
Balance Transfer: Standard Chartered Rewards credit card allows balance transfer from other bank credit cards up to a value of Rs 5 lakh at attractive interest rates.
Balance EMI: SCB credit card customers can convert the entire outstanding (up to Rs 5 lakh) into EMIs at zero processing fees.
| Fees & Charges of Standard Chartered EaseMyTrip Credit Card | |
| Joining Fee | Rs 350 + GST |
| Renewal Fee | Rs 350 + GST (Fee waiver option available on annual spends of more than Rs 50,000 ) |
| Late Payment Fee | NIL for statement outstanding less than or equal to Rs 100 |
| Rs 100 for outstanding balance between Rs 101 and Rs 500 | |
| Rs 500 for outstanding balance between Rs 501 and Rs 5,000 | |
| Rs 700 for balance between Rs 5,001 and Rs 10,000 | |
| Rs 800 for outstanding balance between Rs 10,001 and Rs 25,000 | |
| Rs 1,200 for statement outstanding balance more than Rs 25,000. Standard Chartered Bank levies an additional late fee of Rs 100 if the Minimum Amount Due (MAD) is not received for 2 or more consecutive months. | |
| Card Replacement Fee | NIL |
| Over Limit Charges | Rs 500 per transaction or 2.5% of the overlimit amount, whichever is higher subject to a minimum of Rs 500. |
| Cheque Bounce Charges | SCB levies a penalty of Rs 500 if a credit card repayment through a cheque is dishonoured. |
| Cash Advance Fee | A fee of 3% of the cash withdrawal amount is charged on ATM withdrawals subject to a minimum of Rs 300. |
| Overseas Transaction Fee | Standard Chartered Bank applies a transaction fee of 3.5% on all overseas spends, it remains inclusive of charges paid out to Visa/MasterCard for currency conversion. |
| For overseas-registered merchants having facilities in India attract a charge of 1% from Visa/MasterCard which is included as a part of the transaction amount in credit card statement. | |
| Cash Repayment Fee | All credit card repayments furnished through cash deposits at Standard Chartered Bank branches attract an upfront fee of Rs 299, the same are reflected alongside next month’s credit card statement. |
| Paper Statement Fee | Standard Chartered Bank charges a fee of Rs 99 per month for issuing a paper statement. This is applicable if the customer has opted for both, a paper and an electronic statement. |
| Rewards Handling Fee | Rs 99 is charged for handling & courier charges in case of rewards points redemption through Standard Chartered Rewards credit card. |
| Surcharges | For payments to IRCTC and Indian Railways, a surcharge of Rs 25 or 2.5% of transaction amount (whichever is higher) is applicable. |
| A fuel surcharge of Rs 10 or 1% of transaction amount (whichever is higher) is there on petrol/diesel/CNG transactions. | |
| Rent Payment Fee | Rental payments through Standard Chartered Rewards credit card attract a processing fee of 1% of the transaction amount + GST. The same will be charged on all rental payments from 2 April 2023 onwards. |
The application process for the Standard Chartered Rewards Credit Card is available both online and offline. To apply in person, simply visit the nearest SC bank branch and complete the application form.
For online applications, follow these easy steps:
To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
Standard Chartered EaseMyTrip credit card has an annual fee of Rs 350, excluding taxes.
Standard Chartered EaseMyTrip credit card applicants can check their application status by calling the customer care at <STD Code><6601 4444 / 3940 4444> and visiting Standard Chartered bank branch.
You have to quote the credit card application reference number to the customer care executive on call and the staff present at the bank branch.
Yes, you can withdraw cash through Standard Chartered EaseMyTrip credit card. The bank charges a fee of 3% of the withdrawal amount subject to a minimum of Rs 300.
The credit limit on Standard Chartered EaseMyTrip credit cards is different for different customer profiles. The credit limit is decided on the basis of credit score, net earnings, existing liabilities, status of employment, nature of job and age of the applicant.
The expiry of rewards points earned on Standard Chartered EaseMyTrip credit card is 2 years.
Yes. Standard Chartered EaseMyTrip credit card offers 2 complimentary visits to international airport lounges in a calendar year.
