Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC
Bank Credit Card

HDFC Bank has launched a Tata Neu Plus HDFC Bank Credit Card in collaboration with Tata Neu. This co-branded credit card is available in two variants, i.e. Tata Neu Infinity HDFC Bank Credit Card and Tata Neu Plus HDFC Bank Credit Card. You can avail of these cards through the Tata Neu app. Both cards offer exclusive reward points on each spend in the form of NeuCoins along with some other benefits including complimentary lounge access, fuel surcharge waiver, and so on.

Features & Benefits of Tata Neu Plus HDFC Bank Credit Card

Following are the main Tata Neu credit card benefits and features:

Welcome Benefit

499 NeuCoins on Tata Neu App.
Offer available as a reversal of first-year membership fee.
Applicable on the first transaction done within 30 days of Tata Neu credit card issuance.
The welcome benefit is not applicable on Lifetime Free and First Year Free Cards.

NeuCoins

2% back as NeuCoins on non-EMI spends on Tata Neu & partner Tata Brands.
1% back as NeuCoins on non-Tata brand spends & any merchant EMI spends.
1% (maximum 500 NeuCoins per calendar month) back as NeuCoins on UPI spends (including partner Tata brands).
Additional 5% back as NeuCoins on selected categories on Tata Neu App/Website, post downloading Tata Neu App and registering for Tata NeuPass.
NeuCoins will not accrue for fuel spends, wallet loads & Smart EMI/ Dial an EMI transactions.
Reward points earned on grocery transactions are capped at 1,000 per month.

NeuCoins Redemption & Validity

NeuCoins can be used for purchases on Tata Neu/Website for Brands like AirAsia India, Bigbasket, Croma, Westside., Tata CLiQ/ Tata CLiQ Luxury, Hotel Bookings/ Purchases on IHCL, TATA 1MG, Qmin, and Titan/ Tanishq (only via Tata Neu).
You can use NeuCoins by selecting Tata Pay/ NeuCoins/ Loyalty Redemption as the payment method.
NeuCoins can only be used on eligible transactions defined by the individual brands.

Zero Lost Card Liability

In the unfortunate event of losing your card, you have zero liability for any fraudulent transactions made on your credit card.
Report the loss immediately to the 24-hour call centre of the bank to avail of the benefit.

Interest-Free Credit Period

Up to 50 days of interest-free period.
Applicable from the date of purchase (on submitting the charge by the merchant).

Domestic Lounge Access

4 complimentary domestic airport lounge access per calendar year.
1 visit in a quarter can be availed of.
Rs. 2 will be charged to the credit card (VISA/ RuPay) for the lounge access.
Access is available at select airport lounges in Delhi, Karnataka, Tamil Nadu, Telangana, West Bengal, and Maharashtra.

Fuel Surcharge Waiver

1% fuel surcharge waiver across all fuel stations in India.
Offer applicable on transactions between Rs. 400 and Rs. 5,000.
The maximum waiver available is up to Rs. 250 per statement cycle.

Contactless Payment

The Tata Neu card is enabled for contactless payments, facilitating fast and secure payments at retail outlets.
Payment through contactless mode in India is allowed for a maximum of Rs. 5,000 for a single transaction where you are not asked to input your credit card PIN.
If the amount is higher than or equal to Rs. 5,000, the cardholder has to enter the PIN for security reasons.

Other Benefits

Revolving Credit is available at a nominal interest rate.
Spend Rs. 1 Lakh or more in a year, before your HDFC Tata Neu credit card renewal date and get your renewal fee waived.

Fees

Joining fee: Rs. 499 + applicable taxes.
Renewal fee: Rs. 499 + applicable taxes. Waived off on spending Rs. 1 Lakh or more in a year.

Tata Neu Plus HDFC Bank Credit Card Fees & Charges

Joining fee: Rs. 499 + applicable taxes
Renewal fee: Rs. 499 + applicable taxes. Spend Rs. 1 Lakh or above in a year and get your renewal fee waived.
Add-on card fee: Lifetime free.
Cash advance fee: 2.5% or Rs. 500, whichever is higher.
Railway ticket purchase fee: 1% of the transaction amount + GST. Reversed after the transaction.
Smart EMI processing fee: Rs. 499 + GST
Pre-closure charges for Insta Loan, Jumbo Loan & Smart EMI: 3% of the principal outstanding.
Insta Loan & Jumbo Loan processing fee: Rs. 999 + GST.
Overlimit penalty: 2.5% of the over-limit amount (minimum Rs. 550).
Payment return charges: 2% of the payment amount (minimum Rs. 450).
Cash processing fee: Rs. 100 for all card payments in HDFC Bank branches or ATMs.
Rewards redemption fee: Rs. 99 per redemption request.
Duplicate physical statement charges: Rs. 10 per duplicate physical statement.
Balance transfer processing charges: 1% of the transfer amount or Rs. 250, whichever is higher.
Card validation charges: Rs. 2
V2P SmartHub Vyapar charge: Flat interest of 1% + GST on the transaction amount on Business Cards for vendor payments/ utility Payments/ GST via V2P module in SmartHub Vyapar.
Reissuance of lost, stolen or damaged card: Rs. 100
Outstation cheque processing charge: Rs. 25 for cheque value up to Rs. 5,000 & Rs. 50 for above Rs. 5,000
Dynamic currency conversion markup fee: 1%
Finance charges for revolving credit & cash advances: 3.60% p.m. (43.20% p.a.).
Foreign currency markup: 3.5% of the transaction value.
Rent pay transaction fee: 1% fee of transaction amount.

Tata Neu Plus HDFC Bank Credit Card Eligibility Criteria

Below is the detailed Tata Neu Plus credit card eligibility:

Eligibility for Salaried Applicant

The applicant should be an Indian national.
The minimum age of the applicant should be at least 21 years.
The maximum age of the applicant should be up to 60 years.
The net monthly income of the applicant should be at least Rs. 25,000.

Eligibility for Self-employed Applicant

The applicant should be an Indian national.
The minimum age of the applicant should be at least 21 years.
The maximum age of the applicant should be up to 65 years.
The applicant should have an Income Tax Return (ITR) of more than Rs. 6 Lakhs per annum

Documents Required for Tata Neu Plus HDFC Bank Credit Card

To apply for the HDFC Tata Neu Plus credit card, you will be required to submit the following documents along with a duly filled application form and a recent passport-size photograph:

Identity Proof: PAN Card/ Aadhaar Card/ Driving License/ Passport/ Voter ID Card/ Job Card issued by NREGA/ Letters issued by the UIDAI/ any other government-approved photo ID proof.
Address Proof: Aadhaar Card/ Driving License/ Passport/ Utility Bill not older than 3 months/ Ration Card/ Property Registration Document/ Job Card issued by NREGA/ Bank Statement/ any other government-approved address proof
Income Proof: Recent Salary Slips (not older than 3 months), latest Form 16, and Bank Statements of the last 3 months.

Some Other HDFC Bank Credit Card

Apart from Tata Neu Plus HDFC Credit Card, HDFC Bank offers the following credit cards:

HDFC IndianOil Credit Card
Freedom Credit Card
Millennia Credit Card
INFINIA Credit Card
Diners Black Credit Card
Swiggy HDFC Credit Card
Paytm HDFC Bank Credit Card
Paytm HDFC Bank Select Credit Card
Paytm HDFC Bank Mobile Credit Card
HDFC Regalia Credit Card
Diners Club Privilege Credit Card
MoneyBack+ Credit Card
HDFC MoneyBack Credit Card
Shoppers Stop HDFC Credit Card
Flipkart Wholesale HDFC Credit Card
Corporate Platinum Credit Card
Tata Neu Plus HDFC Bank Credit Card
Regalia First Credit Card
Diners ClubMiles Credit Card
Platinum Times Card
Titanium Times Card6E Rewards – IndiGo HDFC Bank Credit Card
6E Rewards XL- India
Go HDFC Bank Credit Card
InterMiles HDFC Bank Diners Club Credit card
InterMiles HDFC Bank Signature Credit card
InterMiles HDFC Bank Platinum Credit card
Paytm HDFC Bank Business Credit Card
Paytm HDFC Bank SELECT Business Credit Card
Business Regalia
Business MoneyBack Credit Card
Best Price Save Max HDFC Bank Credit Card
Best Price Save Smart HDFC Bank Credit Card
CSC Small Business MoneyBack
All Miles Credit Card
Bharat Credit Card
Business Bharat Credit Card
Business Freedom Credit Card
Business Gold Credit Card
Business Platinum Credit Card
Business Regalia First Credit Card
Diners Club Premium Credit Card
Diners Club Rewardz Credit Card
Doctor’s Regalia Credit Card
Doctors Superia Credit Card
JetPrivilege HDFC Bank Select / Titanium
Platinum Edge Credit Card
Platinum Plus Credit Card
Solitaire Credit Card
Superia Credit Card
Teachers Platinum Credit Card
Titanium Edge Credit Card
Visa Signature Credit Card
World MasterCard Credit Card

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Zero lost Card Liablity.
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FAQs on Tata Neu Plus HDFC Bank Credit Card

If you lose your Tata Neu Plus HDFC Bank Card, you must contact the customer care number of the bank on 1800 202 6161 or block the card immediately via net banking.

You can raise a dispute for receiving a chargeback if you haven’t received an item for which you have already paid using your HDFC credit card or if you have noticed an unauthorized transaction on the card.

You can generate your Tata Neu Plus HDFC Bank Credit Card PIN at the ATM, on the mobile app of the bank, HDFC net banking, or by calling the bank’s customer care.

You can redeem your NeuCoins for purchases on Tata Neu/ Website for Brands like:

Bigbasket
AirAsia India
Croma
Westside
Tata CLiQ
Tata CLiQ Luxury
Hotel Bookings
Purchases on IHCL
TATA 1MG
Qmin
Titan & Tanishq (only via Tata Neu)

You can use your NeuCoins by choosing Tata Pay/ NeuCoins /Loyalty Redemption as the payment method.

Joining Fee	Rs. 499 + applicable taxes
Annual Fee	Rs. 499 + applicable taxes
Welcome Benefits	499 NeuCoins on Tata Neu App
Complimentary Lounge Access	4 domestic lounge access per calendar year
Benefits	2% back as NeuCoins on non-EMI spends on Tata Neu and partner Tata Brands, 1% on non-Tata brand spends & any merchant EMI spends, 1% on UPI spends, 1% fuel surcharge waiver, etc.
Age	21 - 65 years
Net Monthly Income	Above Rs. 25,000

Tata Neu Plus HDFC Bank Credit Card

Tata Neu Plus HDFC
Bank Credit Card

Key Highlights of Tata Neu Plus HDFC Bank Credit Card

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