Personalise your own credit card with YES Bank BYOC credit card. The build your own card credit card or BYOC credit card is crafted for you, by you. The card offers a world of exclusive privileges with rich benefits, features and a wide range of choices, to fit your lifestyle.
On Yes Bank Official Website
Updated: 29-05-2024 05:22:28 PM
| Joining Fee | Rs. 249 - Rs. 3,499 + taxes (depends on card variant) |
| Monthly Subscription Fee | Rs. 99 - Rs. 299 (depends on card variant) |
| Welcome Benefit | Get a FREE Amazon voucher worth Rs. 500 on spending Rs. 1000 within the first 30 days |
| Key Benefits | Choose from 1% cashback on all transactions or 8 reward points for every Rs. 200 spent, 1 complimentary visit to select domestic airport lounges, 1 golf lesson per year at select golf courses in India, etc. |
| Rewards | 8 reward points for every Rs. 200 spent |
| Age | 21 - 60 years |
| Minimum Net Salary | Rs. 25,000 per month or ITR of Rs. 7.5 Lakhs |
| Foreign Currency Mark-up | Up of 3.5 % |
The following are the main YES Bank BYOC credit card benefits and features:
YES Bank BYOC credit card enables you to select personalized merchant offers and change your plan every month. You can choose any of the offer plans mentioned below:
| Silver | Gold | Platinum |
|---|---|---|
| Rs. 99 + GST | Rs. 149 + GST | Rs. 249 + GST |
Earn 10% cash back on any amount spent on BookMyShow, Swiggy, PharmEasy, Uber, and BigBasket (subject to a maximum of Rs. 100 per merchant per statement cycle) as per the selected plan.
You must meet the following eligibility criteria to avail of the YES Bank BYOC Credit Card:
You must furnish the following documents to apply for a YES Bank credit card:
*The above list of documents is indicative. Documents requirements may vary on a case-to-case basis.
To apply for a YES Bank BYOC credit card, follow the steps mentioned below:
To earn max rewards & redeem cashback, value back offers, discounts & exclusive deals. Select the best Credit Card as per need.
BYOC stands for Build Your Own Card. It is a highly customizable credit card where you can choose your card material, image on the card, benefits (such as rewards or cashback), and the merchants where you want to get cashback.
No, the front image cannot be changed after the credit card is issued.
Yes, you can change the subscription plan anytime but the plan will come into effect from the next statement cycle and will be charged as per the statement cycle.
No, it is not possible to switch between the core benefits after the card is issued as well as during reissuance.
Yes, you can take the card without any subscription plan.
No, there is no maximum limit on earning 1% cashback. It is unlimited on all spends (except fuel transactions).
You can pay your YES Bank credit card bill through any of the following channels:
