New India Health Insurance is a product of New India Assurance which holds an international presence in various foreign countries with headquarters in India. New India Assurance is one of the oldest insurance companies operating worldwide with products like health insurance, motor insurance, marine insurance, rural insurance, travel insurance, etc. New India Assurance has commenced its operation in 1920 and right now functioning in 28 countries such as Japan, Mauritius, Singapore, London, St. Lucia, Dominica, Myanmar, Nigeria, etc. New India Health insurance main objective is to cover an individual or family or group from uncertain and invited medical mis happenings. New India Health insurance is available for any age between 3 months to 65 years where a dependent child, spouse, parents, daughter, son, can be included. New India Assurance has formulated a variety of health insurance plan that covers the medical costs of hospitalization, treatment of critical illnesses, doctor consultation, pharmaceuticals, Ayurveda treatment, health checkups etc.
On New India Official Website
Updated: 18-05-2024 03:08:21 PM
Number of Network Hospitals | 5884 |
Day care Procedures/ treatments | 139 ailments |
Portability | Yes |
Renewability of the Policy | Lifetime |
Discounts | Available |
Free Look Period | 15 days |
Grace Period | 30 days |
Pre-Policy Medical Checkup | Not Required |
The New India health insurance premier policy that promises coverage to family members including spouse, children, dependent parents. The health policy will cover all basic as well as advance medical expenses.
What are medical cost and benefits are covered?
Eligibility Criteria
Minimum Age of entry | 18 years for Adults 3 months for Children |
Maximum Age of entry | 65 years |
Sum Insured | Plan A: Rs 15 lakhs to Rs 25 lakhs Plan B: Rs 50 lakhs to 1 crore |
Number members can be included | 6 members maximum (self, spouse, dependent children and parents) |
Intimation Process
For Planned Hospitalization: The TPA or insurance provider must be informed within 48 hours before the hospitalization for accident/ illness as investigated by the attending medical doctor.
For Emergency/Unplanned Hospitalization: The TPA or the insurance provider should be supplied with proper information of the emergency medical event within 24 hours after the hospitalization took place for an illness/ accident/ injury.
The Insured person shall submit to the TPA all original bills, receipts and other documents upon which the claim is based and shall also give the TPA/Us such additional information and assistance as the TPA / We may require.
Any Medical Practitioner authorized by the TPA/Us shall be allowed to examine the Insured Person, at our cost, if We deem Medically Nec
Documents Required for Claim Settlement Process
Online Renewal Process
The exclusions are common to each but the policyholders are requested to check each and every plan specific exclusion.
The policyholders who are above the age of 50 years are under compulsion to take the health examination by a medical practitioner.
However, the company will reimburse the cost incurred only if the proposal of buying the policy is accepted by the New India health insurance. The person who possesses adverse medical condition is generally asked to take checkup.
The policyholder has the option to pay online through the facility of credit and debit card or net banking. The New India Assurance accepts payment of premium either online or offline.
If the policy number is not generated during the process of online payment of premium, the customer/ policyholder must contact on the [email protected] specifying the quote number, transaction date and additional details for further consideration.
New India Assurance gives you the flexibility to port your previous company health insurance. All the benefits earned in the previous will be carried forward to New India Health insurance policy.
All the health insurance claims of New India Assurance are administered by the Third Party Administrator (TPA). The policyholders can contact TPA for any kind of query regarding claim settlement process for cashless hospitalization where the insured have no obligation to submit the cash to avail treatment.
TPA is also accountable for attending reimbursement claims for any medical expenses incurred by the policyholder in past. The policyholder has to submit related proofs for fast reimbursement of medical expenses.
Yes, it is possible to shift to another Hospital for reasons of requirement of better medical treatment. However, this will be evaluated by the TPA on the merits of the case and as per Policy terms and conditions.