Reliance Life Insurance

Reliance
Life Insurance

Reliance Nippon Life Insurance Company makes it relatively easy to find the policy that perfectly meets your requirements. According to Brand Equity's Most Trusted Brand Survey 2015, Reliance Nippon Life Insurance Company ranked among the Top Three Most Trusted Life Insurance Service Brands. Whether it is child plans, retirement solutions, savings and investment plans, or protection plans, Reliance Nippon has made all kinds of plans and policies available to individual entities as well as groups.

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On Reliance Life Insurance Official Website

Updated: 29-05-2024 10:36:09 AM

Reliance Nippon Life Protection Plans

Reliance Online Income Protect: This is a comprehensive insurance plan that provides the policy with a fixed assured sum in case of untimely unfortunate events. Moreover, investing in this plan comes with tax benefits.

Reliance Online Term plan: This insurance plan offers coverage up to Rs.1 crore at a decent premium. The buyer can also enjoy reduced premium amount on maintaining a healthy lifestyle. Moreover, investing in this plan comes with tax benefits.

Reliance Nippon Life Protection Plus Plan: The Reliance Nippon Life Protection Plus plan is an individual pure risk, non-linked, non-participating, life insurance plan. It has the following plans under it:

Plan Type	Basic Sum Assured	Tenure
Level Cover Plan	Rs.1 crore	35 years
Increasing Cover Plan	Rs.1 crore	35 years
Level Cover Plus Income Plan	Rs.1 crore	35 years
Whole of Life Cover Plan	Rs.1 crore	35 years

Reliance Nippon Life Digi-Term Plan: This term plan is available online and can be availed in just a few clicks. It offers a substantial insurance cover at a very nominal cost. It’s 1 crore from Reliance. It has the following options under it:

Plan Type	Basic Sum Assured	Tenure
Life Secure	Rs.1 crore	30 years
Enhanced Life Secure	Rs.50 lakh	35 years
Life and Income Secure	Rs.50 lakh	35 years
Life Secure with Increasing Income Benefit	Rs.1 crore	35 years
Whole Life Secure	Rs.50 lakh

Documents required for Death claim

Claim form A: This form needs to be filled by the nominee or claimant
Claim form B – Certificate of last illness to be filled, signed and stamped by the doctor in attendance during the last illness of the deceased life assured
Original policy documents
Original death certificate by Death and Birth Registrar
Death certificate by the doctor confirming cause of death
Nominees photo identification card copy attested by Insurance company official
All hospital reports, if hospitalized during the last sickness
Post Mortem Report and Viscera report, if performed

In case of Accident or Suicide

Claim form C – Certificate of Identity, along with Claim forms (A & B)
First Information Report and final Police Investigation Report
Newspaper cutting on the accident, if available

Once you have gathered the aforementioned documents, you may submit them at a Reliance branch nearest to your home or send the same by post to The Claims Department, Reliance Life Insurance Co Ltd, 9th Floor – Building No. 2, R-Tech Park, Nirlon Compound, Next to Hub Mall, Behind I- Flex building, Goregaon, (East), Mumbai-400 063.

Reliance Nippon Life Insurance Online Payment

Reliance Nippon Life Insurance Company has made it possible for customers to pay their premiums without having to leave the comfort of their personal space. All you have to do is visit the company’s website and under My Services, click on Pay Premium Online and enter your User ID and date of birth to log in to your account, choose the policy for which you wish to make a premium payment, and select an option to pay. The options at your disposal include credit cards, net banking, mobile wallet, debit card and e-card.

Reliance Nippon Life Insurance Premium Calculator

To calculate the premium applicable to any Reliance Nippon Life Insurance policy, all you have to do is visit the company’s website and locate the premium calculator and enter the required details such as gross monthly income, monthly personal expenses, monthly net income for family expense, assets on hand, liabilities on hand, and current age along with your expectations from the policy and your premium will be calculated and presented on screen in little to no time.

Reliance Nippon Life Insurance Customer Care

Reliance Life Insurance is one of India’s leading insurers offering a variety of attractive life insurance plans. Handling a large volume of customers, the insurer has ensured to set up a dedicated customer care department which assists customers with all queries, issues and complaints they may have relating to their policy. The insurer has set up various channels via which customers can get in touch with the support staff at Reliance Nippon. Customers can call on the 24×7 customer support helpline, register their details on the website to get a call back, and also write to the customer care department on the email address provided.

FAQs On Reliance Nippon Life Insurance

After the lock-in period has been completed, a loan can be taken out against the policy.

Claim form A.
Claim form B.
Original Policy Documents.
Hospital records including biopsy reports, diagnosis certificate, lab reports, etc.
FIR from the police station, and the relevant investigation report.
If possible, a published article in the news of the incident that led to the claim.

Partial withdrawals can be made after the completion of the lock-in period. You will need to submit a duly filled in and signed request form, details of your savings bank account (including a cancelled cheque from the same account), and a self-attested copy of KYC documents.

Policies can be surrendered once the lock-in period is over, and requires you to submit a duly filled out and signed Surrender Request Form, details of your savings bank account (including a cancelled cheque from the same account), and a self-attested copy of KYC documents.

Claim form A – to be filled in by the nominee.
Claim form B – to be signed & stamped by the attending doctor.
Original Policy Documents.
Hospital records
Original copy of the death certificate as issued by the Registrar of Births and Deaths.
Death certificate which confirms the cause of death – to be issued by the doctor.
Photo ID (attested by a Reliance official) of the nominee.
Post Mortem and Viscera report, if performed.
Claim form C – identity certificate.
FIR from the police station, and the relevant investigation report.
If possible, a published article in the news of the incident that led to the claim.

In order to change the named nominee in your life insurance policy, you will need to submit a duly filled out and signed Nomination Form, along with a self-attested set of KYC documents at your nearest branch. The records take 2 working days to update.

In order to register a critical illness claim, one must submit the following documents: Critical Illness Claim Form A, Claim Form B – certificate of illness. The attending doctor must affix his signature and stamp to this, Original Policy Documents, Hospital records

There is no need to submit a claim for Survival Benefits, as they are automatically credited to the savings bank account of the policyholder as and when they become due. Maturity Benefits, too, are paid to the policyholder on policy maturity, for in force and paid-up policies.

Reliance Life Insurance